Zap by Paystack
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksA mobile bank transfer app for consumers in Nigeria that enables fast, secure transfers, supports Nigerian bank accounts and Apple Pay, and includes a top-up wallet.
Zap by Paystack Product Overview
Is Zap by Paystack Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Everyday spending
- Nigeria bank customers
What It Does Well
- Fast bank transfers
- Secure money sending
Things to Check
- Supported Nigerian banks
- Apple Pay setup
About Zap by Paystack
Zap by Paystack is a consumer mobile app for people in Nigeria who want a fast, simple way to send money via bank transfers for everyday spending.
Key capabilities include:
- Instant bank transfers in Nigeria designed for speed and minimal steps, with a clutter-free interface focused on sending money
- Multiple funding options including linked Nigerian bank accounts and Apple Pay (Apple Pay availability depends on account tier)
- Wallet top-ups that let users fund a Zap wallet before making a transfer
- Account verification and security steps such as OTP phone verification and KYC with tiered account levels
Available on iOS and Android.
Target users include individual consumers in Nigeria, plus international visitors while in Nigeria, who need convenient mobile transfers.
Zap is notable in the Nigerian payments market as Paystack’s first consumer app. It positions itself as a financial platform (not a bank), with banking services provided by Fidelity Bank (regulated by the Central Bank of Nigeria). Deposits are held with Fidelity Bank and insured by the Nigeria Deposit Insurance Corporation (NDIC).
Zap by Paystack Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Zap by Paystack is rated 4.3 on the App Store from 24 reviews and 4.9 on Google Play from 369 reviews with 100K+ installs.
Recent Reviews for Zap by Paystack
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews work
NG · 1 review
Aug 21, 2026
The app is great for insight and the ability to link other bank accounts.
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Latest Zap by Paystack News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataFrequently Asked Questions About Zap by Paystack
Zap by Paystack, is a mobile app for fast, simple, and secure bank transfers in Nigeria. You send money in 5 easy steps with real-time tracking of when funds leave your wallet and arrive, and it consolidates all your bank accounts in one place for quick top-ups.
Zap by Paystack is free to download with no monthly fees, charging a transparent transfer fee of up to ₦50 per transaction.
Zap by Paystack operates in Nigeria.
To sign up, download the Zap app from the Apple App Store or Google Play Store and register with your phone number and email address
Yes, Zap by Paystack is available on iOS and Android. You can download Zap by Paystack on the App Store for iPhone, or get it on Google Play for Android.
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