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A mobile bank transfer app for consumers in Nigeria that enables fast, secure transfers, supports Nigerian bank accounts and Apple Pay, and includes a top-up wallet.
Zap by Paystack is a consumer mobile app for people in Nigeria who want a fast, simple way to send money via bank transfers for everyday spending.
Key capabilities include:
Available on iOS and Android.
Target users include individual consumers in Nigeria, plus international visitors while in Nigeria, who need convenient mobile transfers.
Zap is notable in the Nigerian payments market as Paystack’s first consumer app. It positions itself as a financial platform (not a bank), with banking services provided by Fidelity Bank (regulated by the Central Bank of Nigeria). Deposits are held with Fidelity Bank and insured by the Nigeria Deposit Insurance Corporation (NDIC).
As of May 25, 2026, Zap by Paystack is rated 4.3 on the App Store from 20 reviews and 4.8 on Google Play from 266 reviews with 100K+ installs.
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