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Jollof+
A Nigerian digital savings app that offers fixed, target, kids, and flexible savings products with competitive interest rates for students, salary earners, and retail savers.
Jollof+ Product Overview
Is Jollof+ Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian students
- Salary earners
What It Does Well
- Fixed savings plans
- Target savings goals
Things to Check
- Withdrawal rules
- Minimum deposit
About Jollof+
Jollof+ is a Nigerian digital savings app for individuals who want structured ways to save, earn interest, and work toward specific financial goals.
Key capabilities include:
- Fixed Savings (JollofLock): lock a lump sum for 30 days to 24 months and earn up to 21.6% interest, with no access until maturity.
- Target Savings (Ajo+): save steadily toward specific goals such as rent, a phone, or travel, earning up to 16.5% interest.
- Kids Savings (BabyBox): create savings plans for children and earn up to 15.5% interest on their behalf.
- Flexible Savings (JollofFlex): deposit and withdraw anytime with no penalties, earning up to 10% interest.
The platform also highlights automated savings plans, real-time analytics and recommendations, and dual-factor authentication, alongside security measures such as data protection and consistent audits.
Available on Android and iOS (with a public website for product information).
It targets Nigerian retail savers, including students, salary earners, side-hustlers, parents, and anyone saving in Naira for short-term and long-term goals.
The product is notable in Nigeria’s savings market because it is presented as a regulated offering backed by Baobab Microfinance Bank Nigeria Limited (RC827354), with website-stated CBN licensing, NDIC insurance, and ISO 27001 and ISO 22301 certifications, plus reported traction of 250,000+ savers.
Jollof+ Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
As of Oct 5, 2026, Jollof+ is rated 3.9 on the App Store from 15 reviews and 4.4 on Google Play from 361 reviews with 100K+ installs.
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Frequently Asked Questions About Jollof+
Jollof+ is a Nigerian digital savings app that lets you save in Naira across different plan types (fixed, target, kids, and flexible) and earn high interest on your money. You choose the savings product that fits your goal (for example, locking funds for a set period or keeping them flexible), fund it from your account, then Jollofplus automates contributions, applies the relevant interest rate, and, for locked plans, releases your funds with interest at maturity.
The app does not list any explicit subscription or usage fees, and only the interest rates for savings products are publicly advertised. Any other charges or pricing details are not disclosed, so the exact cost structure is .
Jollof+ operates in Nigeria and is built for Nigerian users saving in Naira under a CBN licensed, NDIC insured microfinance bank. There is no indication that it currently serves users outside Nigeria.
You sign up by downloading the Jollof+ mobile app on Android or iOS and completing the in-app onboarding process. You will need to create an account and provide required personal details, then you can set up your first savings plan.
Yes, Jollof+ is available on iOS and Android. You can download Jollofplus on the App Store for iPhone, or get it on Google Play for Android.
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