What is WayaWaya and how does it work?

WayaWaya is a Nairobi-based fintech platform that enables cross-border banking and payments through conversational AI. It allows users to send money across borders with transparent rates and zero fees, automate payments and savings, and access financial services through apps, chatbots, and social media platforms like WhatsApp and Facebook.

How much does WayaWaya cost?

WayaWaya uses custom (quote-based) pricing.

What countries does WayaWaya operate in?

WayaWaya primarily operates across multiple African countries including Kenya, Nigeria, South Africa, Uganda through its cross-border payments and messaging infrastructure. The platform was acquired by AJUA and has partnerships that extend its reach across different markets.

How do I sign up for WayaWaya?

You can set up a WayaWaya account in minutes through their app or AI chatbot by connecting your debit card, bank account, or mobile wallet.

Does WayaWaya have a mobile app?

Yes, WayaWaya is available on Android. You can download WayaWaya on Google Play for Android.

Who is WayaWaya best suited for?

WayaWaya is best suited for entrepreneurs, freelancers, and small business owners who need to manage payments, collect revenue, automate expenses, and conduct cross-border transactions without dealing with multiple apps or complicated banking setups.

How do I contact WayaWaya support?

WayaWaya support can be contacted on info@wayawaya.com or message them on WhatsApp at +19362510616.

Does WayaWaya have a plan for teams or businesses?

Yes, WayaWaya offers business solutions that allow entrepreneurs to automate sales, payments, and customer support. You can upload products and FAQs, and the platform automatically sells and serves customers across conversational platforms.

Does WayaWaya offer an API or integrations?

Yes, WayaWaya offers APIs and integrations that allow customization of conversational AI payment journeys within minutes using drag-and-drop tools, without requiring code.

WayaWaya

🇰🇪 Kenya 🇳🇬 Nigeria 🇿🇦 South Africa+1 more

A conversational AI and no-code platform for businesses and entrepreneurs to automate payments, sales, and digital banking across WhatsApp and social apps.

Use it on:Web Android· 4.1APIChat Based

Is WayaWaya right for you?

Best for

SMEs selling on WhatsApp
Social commerce sellers
No-code entrepreneurs
Payment-led startups
Cross-border sellers

What it does well

WhatsApp payment flows
No-code payment automation
Cross-border collections
Mobile money payments
Chat-based sales funnels

Things to check

Supported social apps
Banking feature scope
Mobile money networks
Cross-border corridors
Plan tiers

WayaWaya is a conversational AI and no-code payments and digital banking platform for businesses, entrepreneurs, and their customers who want to transact and get support inside chat and social apps.

Key capabilities include:

Borderless payments inside messaging and social platforms: request and collect payments on WhatsApp, Messenger, Facebook, Instagram, and Telegram, as well as via apps, web, and APIs, without complex setup.
No-code conversational journeys: use drag-and-drop tools to configure chatbot flows and payment requests, including journeys for sales, support, and FAQs.
Multi-rail transactions and settlements: accept instant bank, USSD banking, debit/credit card, and mobile money payments and then settle to bank accounts and mobile money.
Digital banking and money management: attach multiple accounts (wallets, cards, banks), manage expenses, automate savings goals, and handle recurring bill reminders and payments.

Available on Web, Android, and via API.

Targeted at B2B2C use cases, including SMEs that want sales and customer support automation in chat and consumers who need app-based digital banking tools.

Notable in the African market context, the company (founded in 2016 and based in Nairobi, Kenya) developed a WhatsApp banking solution for Housing Finance Group and was acquired by Ajua in 2021 to integrate its payment bot technology.

As of Jun 29, 2026, WayaWaya is rated 4.1 on Google Play from 66 reviews with 5K+ installs.

Phone:+1 936-251-0616

Categories:

Fintech

Features & Business Model: