WayaWaya
A conversational AI and no-code platform for businesses and entrepreneurs to automate payments, sales, and digital banking across WhatsApp and social apps.
WayaWaya Product Overview
Is WayaWaya Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Whatsapp-led sellers
- Social commerce brands
What It Does Well
- Whatsapp payment flows
- Cross-border payments
Things to Check
- Supported social apps
- Currency support
About WayaWaya

WayaWaya is a conversational AI and no-code payments and digital banking platform for businesses, entrepreneurs, and their customers who want to transact and get support inside chat and social apps.
Key capabilities include:
- Borderless payments inside messaging and social platforms: request and collect payments on WhatsApp, Messenger, Facebook, Instagram, and Telegram, as well as via apps, web, and APIs, without complex setup.
- No-code conversational journeys: use drag-and-drop tools to configure chatbot flows and payment requests, including journeys for sales, support, and FAQs.
- Multi-rail transactions and settlements: accept instant bank, USSD banking, debit/credit card, and mobile money payments and then settle to bank accounts and mobile money.
- Digital banking and money management: attach multiple accounts (wallets, cards, banks), manage expenses, automate savings goals, and handle recurring bill reminders and payments.
Available on Web, Android, and via API.
Targeted at B2B use cases, including SMEs that want sales and customer support automation in chat and consumers who need app-based digital banking tools.
Notable in the African market context, the company (founded in 2016 and based in Nairobi, Kenya) developed a WhatsApp banking solution for Housing Finance Group and was acquired by Ajua in 2021 to integrate its payment bot technology.
WayaWaya Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, WayaWaya is rated 4.1 on Google Play from 66 reviews with 5K+ installs.
Recent Reviews for WayaWaya
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WayaWaya Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataWayaWaya has raised $50K across 2 recorded funding events. The latest was Merger / Acquisition in Apr 2021.
- Total Raised:
- $50K
- Latest Round:
- Merger / Acquisition
WayaWaya Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataLatest WayaWaya News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataFrequently Asked Questions About WayaWaya
WayaWaya is a Nairobi-based fintech platform that enables cross-border banking and payments through conversational AI. It allows users to send money across borders with transparent rates and zero fees, automate payments and savings, and access financial services through apps, chatbots, and social media platforms like WhatsApp and Facebook.
WayaWaya uses custom (quote-based) pricing.
WayaWaya primarily operates across multiple African countries including Kenya, Nigeria, South Africa, Uganda through its cross-border payments and messaging infrastructure. The platform was acquired by AJUA and has partnerships that extend its reach across different markets.
You can set up a WayaWaya account in minutes through their app or AI chatbot by connecting your debit card, bank account, or mobile wallet.
Yes, WayaWaya is available on Android. You can download WayaWaya on Google Play for Android.
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