A Nigerian commercial banking service for individuals and SMEs, with merchant payment processing, branch access, and an Android mobile banking app.

Union Bank Product Overview

Is Union Bank Right for You?

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Best For

  • Nigerian individuals
  • Nigerian SMEs

What It Does Well

  • Commercial banking
  • Merchant payment processing

Things to Check

  • Investment options
  • Remittance fees

About Union Bank

Screenshot of Union Bank website

Union Bank is a Nigerian commercial bank serving retail customers and SMEs with personal banking, business banking, and digital channels for everyday transactions.

Key capabilities documented across its site and public app listing include:

  • Personal banking products designed for individual customer needs
  • SME banking support for small and medium businesses
  • Merchant payment processing for businesses that need to accept and manage payments
  • Mobile banking via an Android app for on-the-go account access and banking tasks

Available on Web, Android and iOS.

It targets individual customers, small and medium businesses, and merchants in Nigeria, with physical branch and cash-center access referenced across cities including Lagos, Port Harcourt, Kano, and Abuja.

Notably, the brand appears to be in transition, as the website states “Titan Trust Bank is now Union Bank of Nigeria”, and public listings also reference it as Union Bank of Nigeria (Formerly Titan Trust Bank). The bank was established in 2018, with a national banking license referenced as issued in 2019.

Union Bank Facts

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As of Nov 9, 2026, Union Bank is rated 3.1 on the App Store from 682 reviews and 3.5 on Google Play from 23.6K reviews with 1M+ installs.

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Latest Union Bank News & Updates

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Research Mentioning Union Bank

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Frequently Asked Questions About Union Bank

Union Bank is Titan Trust Bank’s online banking service for individuals, SMEs, and merchants in Nigeria. It works through web banking, branch access, and a mobile banking app for everyday banking and payments.

Union Bank operates in Nigeria.

You can sign up through the mobile app if you already have an account, or open an account as a new customer. The app listing says to download the app, choose Sign Up or Open account, then create a username, password, and transaction PIN.

Yes, Union Bank has a mobile app for Android and iOS.

Union Bank is best suited for individuals, small and medium businesses, and merchants in Nigeria.

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