PremiumTrust Bank
A Nigerian commercial bank offering personal, SME, and corporate banking, with digital account opening, internet banking, cards, loans, investments, and API solutions.
PremiumTrust Bank Product Overview
Is PremiumTrust Bank Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigeria retail banking
- SME banking teams
What It Does Well
- Digital account opening
- USSD banking
Things to Check
- API solution scope
- Investment options list
About PremiumTrust Bank
PremiumTrust Bank is a Nigerian commercial bank for individuals, SMEs, and corporate customers, offering account services, digital banking, loans, cards, and business banking.
Key capabilities include:
- Online account opening for personal and corporate customers, including options to submit NIN and open accounts via USSD (*858#).
- Personal banking services such as bank accounts, cards, loans, and investments, plus tailored account products like Youth Savers (16–30), Premium Kids (under 18, parent-managed), and She Premium for women entrepreneurs.
- Corporate and SME banking with corporate accounts, e-business solutions, and business loans, supported by an SME Hub.
- Digital and integration options including personal and corporate internet banking, plus API solutions with developer documentation for teams that need bank connectivity.
Available on Web (internet banking, account services), iOS and Android (mobile app), with USSD access and an API for integrations.
Target users include retail customers, diaspora customers, SMEs, and corporate organizations that need everyday banking, digital channels, and trade support.
Notable in Nigeria for its focus on digital onboarding and multiple access channels (web, app, and USSD), and for being licensed by the Central Bank of Nigeria.
PremiumTrust Bank Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreAs of Sep 28, 2026, PremiumTrust Bank is rated 3.4 on the App Store from 28 reviews and 4.0 on Google Play from 715 reviews with 100K+ installs.
Recent Reviews for PremiumTrust Bank
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Latest PremiumTrust Bank News & Updates
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Frequently Asked Questions About PremiumTrust Bank
PremiumTrust Bank is a Nigerian commercial bank that lets you open and manage accounts digitally through its web, mobile app, and USSD channels. It offers personal, SME, corporate, and other banking services, including cards, loans, investments, and internet banking.
PremiumTrust Bank operates in Nigeria.
You can sign up online using your BVN or NIN, or start onboarding through the PremiumTrust Mobile App or USSD *858#. Account opening is also available on the bank’s website.
Yes, PremiumTrust Bank has a mobile app for Android and iOS.
It is best suited for individuals, SMEs, and corporate customers in Nigeria. It also serves diaspora users and customers who want digital banking access.
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