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The Alternative Bank
A Nigerian non-interest digital bank for individuals and businesses to open accounts, manage funds, access cards, and use web and mobile banking with support channels.
The Alternative Bank Product Overview
Is The Alternative Bank Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerians seeking non-interest banking
- Personal banking needs
What It Does Well
- Non-interest accounts
- Account opening
Things to Check
- Non-interest compliance details
- Business account requirements
About The Alternative Bank
The Alternative Bank is a Nigerian non-interest digital bank for individuals and businesses that want to open accounts and manage everyday banking through digital channels.
Key capabilities include:
- Account opening for individuals: savings, domiciliary, and current accounts, with an option for account reactivation via form.
- Business banking: corporate account opening for companies that need structured banking for operations.
- Cards and card services: access to debit cards and prepaid cards (including an AfriGo option), plus a card-related “Join the club” offering.
- Support and reporting: customer help channels for feedback and complaints and fraud reporting, plus request tracking via an online support portal.
Available on Web, Android, and iOS.
Target users include consumers and businesses in Nigeria seeking non-interest banking products and digital-first account access.
Notable in-market, it states it is licensed and regulated by the Central Bank of Nigeria, with a licence to commence operations granted in 2014, and it maintains an Advisory Committee of Experts to review products and processes for compliance with non-interest banking principles.
The Alternative Bank Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
Official Links
As of Sep 28, 2026, The Alternative Bank is rated 3.7 on the App Store from 45 reviews and 4.0 on Google Play from 2.3K reviews with 500K+ installs.
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Frequently Asked Questions About The Alternative Bank
The Alternative Bank is The Alternative Bank’s non-interest digital banking platform for individuals and businesses in Nigeria. It lets you open accounts, move money, pay bills, manage cards, and access services through web and mobile banking.
The Alternative Bank operates in Nigeria.
You can sign up online throughThe Alternative Bank’s website or app by starting account opening and completing the required details and verification steps. The platform says personal accounts can be opened in under 5 minutes.
Yes, The Alternative Bank is available on iOS and Android. You can download Altbank on the App Store for iPhone, or get it on Google Play for Android.
The Alternative Bank is best suited for individuals and businesses in Nigeria that want non-interest banking and digital-first account access.
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