What is Swerv and how does it work?

Swerv(Swervpay) is a cloud-based payment solution that streamlines patient payments for healthcare providers through text and email invoicing, one-click payments, automated payment plans, and electronic statements. It works by notifying patients of balances via text or email, allowing secure payments without apps or portals, and integrating with practice management systems to improve cash flow and reduce collections.

How much does Swerv cost?

Swerv utilizes a custom, transaction-based fee structure requiring businesses to contact their sales team to negotiate rates for payouts and collections.

What countries does Swerv operate in?

Swerv primarily operates as a global remittance partner and payment gateway focused on businesses in Africa (including Nigeria) and beyond.

How do I sign up for Swerv?

To sign up, you must create a business account on their platform and integrate their SDKs or libraries to start processing live transactions.

Does Swerv have a mobile app?

No, Swerv does not have a mobile app. It enables payments through text messages, email, and web portals without requiring an app download.

Who is Swerv best suited for?

Swerv is best suited for physicians, hospitals, and healthcare practices seeking to simplify patient payments and reduce collections.

How do I contact Swerv support?

You can reach out to support or schedule a demo directly by filling out the form on the Swerv Contact Page.

Does Swerv have a plan for teams or businesses?

Swerv is built specifically for businesses and teams, offering a transactional-based model with custom rates negotiable through their sales department.

Does Swerv offer an API or integrations?

Yes, Swerv offers a public API. View the official Swervpay API documentation for endpoints, authentication, and integration guides.

Swerv

🇳🇬 Nigeria

A fintech API platform for African businesses to issue virtual cards, run multi-currency payouts and collections, and manage invoicing with developer documentation.

Use it on:Web API

Is Swerv right for you?

Best for

Nigerian fintech teams
Businesses issuing virtual cards
Platforms paying many users
Online sellers billing clients
Apps taking payments

What it does well

Virtual card issuing
Multi-currency payouts
Payment collections tools
Bulk payment runs
Invoicing management

Things to check

KYC flow and rules
Currencies supported
Payout destinations
Collection payment methods
API docs depth

Swerv (Swervpay) is a payment gateway and fintech API platform for fintechs and businesses that need to accept payments, send payouts, and issue cards for customers across Africa.

Key capabilities include:

Card issuing API: Issue Naira and USD virtual cards for customer spend and business expense use cases.
Payouts: Send payouts via API, with a fallback system designed to limit payout downtime by 98%.
Collections and wallets: Accept payments and manage funds across multiple currencies in a single wallet (site and documentation reference NGN, USD, GBP, EUR, plus digital currencies; current multi-currency availability may vary).
Invoicing: Generate invoices to support billing and transaction reconciliation.

Available via Web dashboard and APIs, with developer resources including documentation, SDKs, API reference, changelog, status page, and code snippets for NodeJS, Go, PHP, Dart, and cURL.

Target users include fintech companies, payment platforms, and B2B2C businesses building pay-in, payout, and card products for end customers.

Notable for its Nigeria-based footprint (Swerv Limited) and adoption by organizations such as VFD Microfinance Bank, Gowagr!, CircleFunds, Dexpay, YangaPlug, Swyftpay, and Instadrop, plus an integration-focused developer experience for West African payment operations.

Social Links:

Categories:

Fintech

Features & Business Model: