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Global wallets, payouts, payroll, and identity checks in one place
Swerv
A fintech API platform for African businesses to issue virtual cards, run multi-currency payouts and collections, and manage invoicing with developer documentation.
Swerv Product Overview
Is Swerv Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian B2B fintechs
- Platforms issuing virtual cards
What It Does Well
- Virtual card issuing
- Multi-currency payouts
Things to Check
- Nigerian market only
- Supported payout currencies
About Swerv
Swerv (Swervpay) is a payment gateway and fintech API platform for fintechs and businesses that need to accept payments, send payouts, and issue cards for customers across Africa.
Key capabilities include:
- Card issuing API: Issue Naira and USD virtual cards for customer spend and business expense use cases.
- Payouts: Send payouts via API, with a fallback system designed to limit payout downtime by 98%.
- Collections and wallets: Accept payments and manage funds across multiple currencies in a single wallet (site and documentation reference NGN, USD, GBP, EUR, plus digital currencies; current multi-currency availability may vary).
- Invoicing: Generate invoices to support billing and transaction reconciliation.
Available via Web dashboard and APIs, with developer resources including documentation, SDKs, API reference, changelog, status page, and code snippets for NodeJS, Go, PHP, Dart, and cURL.
Target users include fintech companies, payment platforms, and businesses building pay-in, payout, and card products for end customers.
Notable for its Nigeria-based footprint (Swerv Limited) and adoption by organizations such as VFD Microfinance Bank, Gowagr!, CircleFunds, Dexpay, YangaPlug, Swyftpay, and Instadrop, plus an integration-focused developer experience for West African payment operations.
Swerv Facts
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Swerv Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About Swerv
Swerv(Swervpay) is a cloud-based payment solution that streamlines patient payments for healthcare providers through text and email invoicing, one-click payments, automated payment plans, and electronic statements. It works by notifying patients of balances via text or email, allowing secure payments without apps or portals, and integrating with practice management systems to improve cash flow and reduce collections.
Swerv utilizes a custom, transaction-based fee structure requiring businesses to contact their sales team to negotiate rates for payouts and collections.
Swerv primarily operates as a global remittance partner and payment gateway focused on businesses in Africa (including Nigeria) and beyond.
No, Swerv does not have a mobile app. It enables payments through text messages, email, and web portals without requiring an app download.
Swerv is best suited for physicians, hospitals, and healthcare practices seeking to simplify patient payments and reduce collections.
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