Question 1

What is Spendex and how does it work?

Accepted Answer

Spendex is a payments platform for individuals, businesses, and developers in Africa that lets you send, receive, spend, convert, and settle value in crypto and Naira, with instant settlement to Nigerian bank accounts in typical flows. You can convert supported cryptocurrencies to Naira, cash out to banks, accept payments via crypto, bank transfer, or cash, pay bills, book flights, shop, and use virtual or physical cards linked to your Spendex account.

Question 2

What countries does Spendex operate in?

Accepted Answer

Spendex is focused on Nigeria and more broadly operates across Africa, with instant settlement workflows centered on Nigerian bank accounts.

Question 3

How do I sign up for Spendex?

Accepted Answer

You can sign up for Spendex by creating an account on the Spendex website or via the mobile app, then following the onboarding steps to set up your personal or business profile and connect your preferred wallets or bank accounts.

Question 4

Does Spendex have a mobile app?

Accepted Answer

Yes, Spendex is available on Android. Get Spendex on Google Play for Android.

Question 5

Who is Spendex best suited for?

Accepted Answer

Spendex is best suited for Nigerian and African consumers who want to spend or cash out crypto, merchants and retail businesses that need in‑person and online payment acceptance with fast settlement to banks, and developers building crypto and Naira checkout or payment flows.

Question 6

Does Spendex have a plan for teams or businesses?

Accepted Answer

Yes, Spendex offers plans and tools for teams and businesses, including business payment acceptance, POS software, storefronts, payment links, dashboards, and team roles for managing staff access.

Question 7

Does Spendex offer an API or integrations?

Accepted Answer

Yes, Spendex offers a public API. View the official Spendex API documentation for endpoints, authentication, and integration guides.

Question 8

What popular product is Spendex an African alternative to?

Accepted Answer

Spendex is an African-built alternative to Stripe.

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