SmartSend Finance

SmartSend Finance is a cross-border money transfer service for individuals and businesses sending remittances, paying remote workers, and managing international payments between the US, UK, Europe, Canada, and Nigeria.

Key capabilities include:

• Multi-currency transfers involving CAD, NGN, USD, EUR, and GBP, with supported corridors across North America, the UK, Europe, and Nigeria
• Zero transaction fees as advertised on the website (other costs, including FX spread, are not specified)
• Instant transfers and real-time exchange rates, designed for time-sensitive personal and business payments
• Onboarding and security controls, including identity verification, transfer tracking and notifications, encryption, and two-factor authentication (2FA)

Available on Web, Android, and iOS.

It targets both B2C remittance users sending money to family and friends, and B2B customers that need cross-border payouts and business payments, including payments to remote workers.

Notable in the Nigeria-focused cross-border payments context, the company cites regulatory registrations across multiple jurisdictions, including FINTRAC in Canada (MSB M23782550) and Bank of Canada PSP approval (CASE-02581-V2S7X4), FinCEN registration in the US (MSB 31000273618454), and UK HMRC MSB registration (XNML00000201897).