What is Yolat and how does it work?

Yolat is a cross-border payment platform that lets you send money quickly to family and friends worldwide. It uses blockchain technology to process transfers instantly and AI to optimize exchange rates, compliance, and fraud detection. You can hold multiple currencies in one account and withdraw funds in various currencies including Naira, EUR, GBP, USD, and INR.

What countries does Yolat operate in?

Yolat currently operates in several African countries, with its primary focus being Nigeria, South Africa, Ghana, and Kenya. Additionally, its cross-border business payment features allow users to handle corporate transactions, payroll, and supplier invoices for staff and partners in other regional markets like Cameroon.

How do I sign up for Yolat?

You can sign up via yolat.com. Early adopters who sign up now can take advantage of introductory benefits designed to encourage usage.

Does Yolat have a mobile app?

Yes, Yolat has a mobile app available on iOS. The app lets you send money instantly, manage multiple currency accounts, and enjoy transparent pricing with competitive exchange rates.

Who is Yolat best suited for?

Yolat is designed for both individuals sending remittances to family and friends abroad, and small to medium-sized enterprises making cross-border payments, paying suppliers internationally, or running payroll in multiple currencies.

Does Yolat have a plan for teams or businesses?

Yes, Yolat offers business solutions. Small and medium-sized enterprises can use Yolat's APIs to pay suppliers abroad and run payroll in multiple currencies.

Does Yolat offer an API or integrations?

Yes, Yolat provides APIs that businesses can use to integrate cross-border payment functionality into their operations.

Yolat

🇳🇬 Nigeria 🇨🇲 Cameroon 🇬🇭 Ghana+2 more

A fintech service for individuals and businesses to send international money transfers and handle cross-border payments, supporting multi-currency payouts including Naira.

Use it on:Web Android· 4.7 iOS· 4.8

Is Yolat right for you?

Best for

Diaspora senders
Cross-border freelancers
Importers and exporters
Multi-country payroll teams
Businesses paying suppliers

What it does well

International money transfers
Transparent fee breakdown
Multi-currency payouts
Naira payouts
Cross-border payroll payments

Things to check

Recipient payout methods
Supported payout currencies
Transfer speed by route
Business payout limits
Pricing fit

Yolat is a fintech service for individuals sending international remittances and businesses managing cross-border payments.

Key capabilities include:

International money transfers designed for fast delivery, with a focus on no hidden fees and competitive exchange rates
Multi-currency support for sending and receiving across currencies, including withdrawals in NGN (Naira), EUR, GBP, USD, and INR
Blockchain-based transactions intended to reduce intermediaries, improve transparency, and help with fraud prevention
AI-supported processing for additional security in transaction handling

Available on Android and iOS.

It targets B2C remittance senders paying family and friends abroad, as well as B2B teams handling international vendor payments and cross-border settlement.

In the African market context, it operates with regulatory coverage across key corridors, including an IMTO licence in Nigeria (Central Bank of Nigeria) and registration as a Money Service Business (MSB) with FINTRAC (M23176043) in Canada for foreign exchange, money transfers, virtual currencies, and payment services, plus approval under Canada’s Retail Payment Activities Act (RPAA).

As of Jul 6, 2026, Yolat is rated 4.8 on the App Store from 17 reviews and 4.7 on Google Play from 57 reviews with 5K+ installs.

Phone:+234 704 936 8418

Social Links:

Categories:

Fintech

Features & Business Model:

b2b2c cross-border-payments multi-currency payroll remittances