A retail credit and financing product for fashion distributors in Nigeria and West Africa, helping businesses access working capital and trade with manufacturers.

Shopcredit Product Overview

Is Shopcredit Right for You?

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Best For

  • Fashion distributors
  • Inventory-heavy retailers

What It Does Well

  • Inventory financing
  • Working capital loans

Things to Check

  • Loan limits
  • Repayment terms

About Shopcredit

Screenshot of Shopcredit website

Shopcredit is a retail credit and financing product for fashion distributors that need working capital to support buying and selling within the fashion distribution supply chain.

Key capabilities include:

  • Retail financing (credit) designed for fashion distribution businesses that need short-term funding to support stock purchases and ongoing trade
  • Support for supply aggregation, helping distributors manage sourcing and purchasing needs when serving multiple customers
  • Trade connectivity between fashion distributors and manufacturers, aimed at improving how businesses transact within the fashion supply chain

Available on Web and Android (as part of the broader Shoptreo offering).

Target users are B2B fashion distributors and other businesses operating in the fashion distribution value chain.

Shopcredit is notable in the Nigerian and West African market context because it sits within Shoptreo’s broader push to digitize informal B2B fashion markets and improve business and financial operations for SMEs in established production ecosystems such as Aba.

Shopcredit Facts

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Frequently Asked Questions About Shopcredit

Shopcredit is a Nigerian B2B e‑commerce and financing platform that provides retail credit to fashion distributors and connects them with fashion manufacturers so they can fund inventory, aggregate supply, and trade more efficiently. You access Shopcredit, its retail credit product, via the Shoptreo web platform or Android app to obtain short‑term working capital for stock purchases within the fashion distribution supply chain.

Shopcredit operates primarily in Nigeria and serves informal and B2B fashion markets in Nigeria and the wider West African region.

You can sign up for Shopcredit by visiting the Shoptreo website and registering for an account, or by downloading the Shoptreo Android app and creating an account directly in the app.

Yes, Shoptreo has a mobile app available for Android devices.

Shoptreo is best suited for B2B fashion distributors, informal fashion retailers, and other businesses in the fashion distribution value chain that need working capital and digital tools to purchase inventory and trade with manufacturers.

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