Sentz

Sentz is a self-custodial mobile stablecoin wallet for individuals and freelancers who want to send, receive, hold, and earn using eUSD (a stablecoin designed to track the U.S. dollar and backed by a basket of stablecoins).

Key capabilities include:

• Global eUSD transfers with a website-advertised transfer cost of $0.00256, plus support for sending and receiving payments in seconds.
• Funding and withdrawals via USDT or USDC, with local bank account options depending on location. In Nigeria, the site lists direct bank transfer and P2P transfer.
• Payment requests and freelancer invoices to help users get paid by clients, including international clients who prefer stablecoin settlement.
• Sentz Earn for eligible users, advertised as up to 8% annually with daily compounding rewards and no lockups; the site states availability for Nigerian customers, and notes that rates may fluctuate and are not guaranteed.

Available on Android and iOS.

It targets consumers and freelancers receiving cross-border payments, plus other users who want a dollar-tracking balance for saving and spending.

Notable for African users, especially in Nigeria, it combines a self-custodial wallet (users hold their keys), stablecoin-to-bank cash-out options where supported, and a built-in invoicing flow aimed at getting paid from abroad, with availability advertised across 180 countries (subject to local regulations and service availability).