Sanlam
A web-based financial tools dashboard for South African consumers, offering retirement and loan calculators, a personalised Financial Check roadmap, and AI credit guidance.
Sanlam Product Overview
Is Sanlam Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- South African consumers
- Retirement planning
What It Does Well
- Retirement calculators
- Loan calculators
Things to Check
- Calculator coverage
- Roadmap personalisation depth
About Sanlam

Sanlam is a web-based financial tools and planning dashboard for individual consumers in South Africa who want calculators, credit guidance, and a clearer view of personal money decisions.
Key capabilities include:
- Tools and calculators to model common scenarios, including a Retirement calculator, Two-pot retirement calculator (savings and vested components), and a Personal loan calculator to estimate the cost of a Sanlam personal loan.
- Financial Check that generates a personalised financial roadmap based on a short quiz, with goals designed to help users assess financial preparedness.
- AI Credit Coach, a free, 24/7 AI-powered tool focused on credit behaviour and financial literacy support.
- Speak to an expert via an online callback request form, with support available on weekdays (08:00 to 17:00).
Available on Web via the Sanlam Indie dashboard, iOS and Android.
The product targets B2C users, especially digitally savvy individuals who prefer self-service financial calculators and guidance online.
It is notable in the South African market as part of Sanlam’s digital-first offering, and it reflects the evolution of the Indie brand from an insurtech insurance-buying journey to a wider set of online planning and credit tools. Sanlam has indicated that the Indie life insurance product range is no longer available to new clients, so discovery and decision support features are the primary focus.
Sanlam Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Sanlam is rated 4.1 on the App Store from 34 reviews and 3.3 on Google Play from 4.5K reviews with 500K+ installs.
Recent Reviews for Sanlam
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Latest Sanlam News & Updates
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Frequently Asked Questions About Sanlam
Sanlam is a web-based financial tools and planning dashboard that helps South African consumers make better money decisions using calculators, a Financial Check roadmap, and an AI Credit Coach. You can use it online to model retirement and loan scenarios, assess your financial readiness, and get credit guidance, all from the same dashboard.
Sanlam is offered within Sanlam’s South African site and is designed for users in South Africa, using South African contact details and financial context. Availability in other countries or regions is not specified.
You can start using Sanlam by visiting the Sanlam Indie page and accessing the tools and calculators directly in your browser. For more personalized help or products, you can request a callback from a financial expert via the online form.
Sanlam has a mobile app on App Store and Google Play.
Sanlam is best suited for individual consumers in South Africa, especially younger, digitally savvy users who prefer self-service online tools for insurance planning, credit guidance, and retirement or loan calculations. It is aimed at people who want to understand and improve their personal finances using web-based tools.
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