Runteller
An offline-capable payments app for individuals and businesses to send, receive, and accept money using QR, Bluetooth, NFC, sound wave, and SMS, even in low-network areas.

Is Runteller right for you?
Best for
- Nigerian small businesses
- Low-network merchants
- In-person sellers
- Field sales teams
- Everyday transfers
What it does well
- Offline payment acceptance
- QR code payments
- Bluetooth payments
- NFC tap payments
- SMS money transfers
Things to check
- Bank settlement timing
- Supported phone models
- Device pairing steps
- Limits per transaction
- POS hardware needed
Runteller is an offline-capable digital payments platform for individuals and businesses that need to send, receive, and accept money with or without internet access.
Key capabilities include:
- Offline and online payments using QR codes, Bluetooth, NFC, sound wave, and SMS, so transactions can complete in low or no-network environments.
- Personal accounts for everyday transfers, receiving money, and a referral rewards feature that pays ₦2 to ₦10 per successful invitee transaction.
- Business accounts and POS management to link multiple devices and sub-accounts, then monitor transaction inflows across a business profile.
- Secured transactions that use encryption and are designed to sync when connectivity returns (based on distributed ledger syncing described in product materials).
Available on Android and iOS. Developer access is provided via API documentation and SDKs for iOS and Android.
It targets students, market traders, and small businesses that operate in remote or underserved areas where connectivity is unreliable.
Runteller is positioned for Nigeria (MVP focus) with plans to expand across Sub-Saharan Africa, and it notes NDPR Audit Compliant (2024), which matters for privacy and data handling in the Nigerian market.
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