A fintech platform for freelancers and businesses to receive USD, GBP, and EUR payments, send international transfers, issue cards, and withdraw to 70+ countries.

Raenest Product Overview

Is Raenest Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Freelancers paid in USD
  • Remote teams and contractors

What It Does Well

  • USD, GBP, EUR accounts
  • International money transfers

Things to Check

  • Supported payout countries list
  • Invoice requirements

About Raenest

Screenshot of Raenest website

Raenest is a financial technology platform for freelancers, creators, remote workers, and businesses that need to receive, hold, and move money across borders using USD, GBP, and EUR accounts.

Key capabilities include:

  • Global currency accounts: Create USD, GBP, and EUR accounts to receive international payments, including USD bank deposits from platforms that support them.
  • Cards for online and travel spending: Use virtual and physical cards for payments on services such as Google, Canva, Zoom, AWS, Amazon, and eBay, with pricing shown transparently.
  • International transfers and withdrawals: Send transfers with upfront transaction fees, then withdraw to bank accounts and mobile money in 70+ countries.
  • Get paid tools for independent work: Create invoices and payment links to accept payments from clients worldwide.

It targets freelancers and creators (designers, developers, marketers), travelers, students paying for courses and subscriptions, online shoppers needing a USD card, social sellers using payment links, and businesses making international payments (including business accounts that support receiving money in 13+ countries).

Raenest is notable for cross-border financial access built for Africans, with regulatory and partner disclosures including an International Money Transfer Operator license from the Central Bank of Nigeria, banking services provided by partners (including Regent Bank in the US and Clear Junction Ltd in the UK), and US stock investing provided via Alpaca Securities LLC (FINRA/SIPC member) through partnerships.

Raenest Facts

Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source data
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As of Oct 5, 2026, Raenest is rated 4.5 on the App Store from 1.8K reviews and 4.2 on Google Play from 24K reviews with 1M+ installs.

Recent Reviews for Raenest

Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work
4.2
Great · 9 reviews
5-star
78%
4-star
11%
3-star
11%
2-star
0%
1-star
0%
How is the score calculated?

Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.

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Ijoko Confidence
Ijoko ConfidenceThe reviewer submitted proof that Liners checked to an extent. The badge does not prove every claim in the review.

NG · 1 review

Sep 19, 2026

Raenest has been a really useful platform for me. It’s easy to use, fast, and convenient for receiving international payments. I also like the simple interface and the different features available. Overall, it’s a good option for anyone who needs an easy way to manage cross-border payments.

J
Judithamaoge15

NG · 1 review

Sep 18, 2026

My experience with Raenest has been good so far. The platform is easy to use, and I like how simple it is to manage my transactions.

View all Raenest reviews (9)

Compare Raenest With Similar Products

Raenest Funding History

Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source data

Raenest has raised $13.6M across 5 recorded funding events. The latest was Series A in Feb 2025.

Total Raised:
$13.6M
Latest Round:
Series A

Raenest Investors & Funding Rounds

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Raenest Founders & Leadership Team

Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
Richard Oyome

Latest Raenest News & Updates

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Jobs at Raenest

TitlePosted
Growth & Partnerships Lead- PhilippinesMay 27, 2026

Upcoming Events for Raenest

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28Oct

Moonshot by TechCabal 2026

ConferenceIn Person
LagosConferenceFree
In 22 days

Frequently Asked Questions About Raenest

Raenest is a global money platform that provides borderless financial tools for freelancers, creators, remote workers, and businesses. You can open multi-currency accounts in USD, GBP, and EUR, send and receive payments from over 190 countries, issue virtual and physical cards, create invoices, buy US stocks, and accept stablecoins like USDC and USDT.

Raenest serves customers globally, including in Nigeria, the UK, India, and over 190 countries for receiving payments.

Visit raenest.com and select Personal or Business to sign up. Complete the registration process to open your multi-currency account.

Raenest is best suited for freelancers, creators, remote workers, and businesses needing cross-border payments, multi-currency accounts, and global financial tools.

Contact Raenest support through the help section on raenest.com or via in-app support.

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