Raenest

Raenest is a fintech platform used by freelancers, creators, remote workers, and businesses to receive, hold, spend, and send money internationally. It supports payments and transactions across 50+ countries, with withdrawals to bank accounts and mobile money in 70+ countries.

Key features include:

• Global accounts (USD, GBP, EUR): Create foreign currency accounts in minutes to receive international payments and get paid from platforms like Upwork, Deel, Fiverr, and more.
• Invoicing and payment links: Request payments with simple links and invoicing tools.
• Virtual and physical cards: Pay for subscriptions and international merchants (e.g., Google, Canva, AWS, Amazon) with transparent pricing and broad acceptance.
• Fast international transfers: Send money with upfront transaction fees and flexible options.
• Rewards and perks: Earn monthly rewards based on activity.
• Business accounts: Used by 600+ businesses for international payments and receiving funds in 13+ countries.

Notes on regulation/partners (as stated): Raenest is not a bank. Banking services are provided by partner institutions (e.g., Regent Bank, Member FDIC, for certain services). Investment features are offered via partners including Alpaca Securities LLC (FINRA/SIPC member) and a SEC Nigeria-licensed partner.