A multi-currency wallet and payments platform for Africans at home and abroad to hold NGN and USD, receive money from abroad, pay bills, and spend with Visa cards.
Paga Product Overview
Is Paga Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerians abroad
- Diaspora remittances
What It Does Well
- NGN and USD balances
- Receive money from abroad
Things to Check
- USD funding options
- Visa card availability
About Paga
Paga is a multi-currency wallet and payments platform for Africans in Nigeria and the African diaspora who need to send money, pay bills, and manage NGN and USD balances from one account.
Key capabilities include:
- Multi-currency wallet (NGN and USD) to hold and manage balances in one place, supporting everyday banking-like activity without being a bank
- Send and receive money, including the ability to receive funds from abroad and move money for personal spending and family support
- Bill payments, including options to set up recurring bill payments and pay bills for loved ones back home
- Virtual and physical Visa debit cards for online and in-store payments wherever Visa is accepted, plus cashback at select merchants
Available on Web, Android, and iOS, with API access via an official developer portal.
It serves individual consumers (including Africans abroad), and also supports SMEs and enterprises through Doroki (SMEs) and Paga Engine (enterprise payments infrastructure).
Notable in the African market context, it operates with explicit regulatory and insurance disclosures: Pagatech Limited is licensed by the Central Bank of Nigeria as a mobile money operator and NGN accounts are NDIC-insured; USD accounts are provided via Regent Bank (Member FDIC) with stated FDIC insurance up to $250,000, helping users manage cross-border value in a single wallet.
Paga Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Paga is rated 4.1 on the App Store from 1.4K reviews and 4.3 on Google Play from 25.5K reviews with 1M+ installs.
Recent Reviews for Paga
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Paga Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataPaga has raised $43.4M across 8 recorded funding events. The latest was Series B in Mar 2024.
- Total Raised:
- $43.4M
- Latest Round:
- Series B
Paga Investors & Funding Rounds
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Paga Founders & Leadership Team
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Latest Paga News & Updates
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Upcoming Events for Paga
Browse all eventsFrequently Asked Questions About Paga
Paga is a multi‑currency wallet and payments platform that lets you hold NGN and USD in one account, send and receive money (including from abroad), pay bills, and spend using virtual or physical Visa cards. You fund your wallet (for example via bank, card, or agents), then use the app or web to move money, pay bills, and transact wherever Visa is accepted, while NGN and USD balances are held under regulated and insured partner institutions.
Paga operates with core consumer operations in Nigeria through Pagatech Limited, which is licensed by the Central Bank of Nigeria with NGN funds insured by NDIC. It also supports Africans abroad by providing USD accounts via a U.S. banking partner (Regent Bank, Member FDIC) and enabling cross‑border payments to Nigeria.
You can sign up by downloading the Paga app on Android or iOS or by visiting the Paga website and creating an account. You will need a smartphone and a valid form of ID, and you must complete basic verification steps (such as phone and identity verification) before you can fully use the wallet.
Yes, Paga has a mobile app available on Android and iOS, and you can also access your account via the web. You can use the app to manage your NGN and USD wallets, send money, pay bills, and control your Visa cards.
Paga is best suited for individuals in Nigeria and Africans abroad who need to hold NGN and USD in one place, send money, receive funds from overseas, and pay bills for themselves or loved ones. It also suits users who want a simple way to get and use Visa cards for everyday spending without a traditional bank account.
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