Qwid

Qwid is a borderless payments platform for individuals, freelancers, and businesses that need to send, receive, and hold money in multiple currencies across countries.

Key capabilities include:

• Multi-currency wallets to hold and manage funds in 50+ currencies, view balances, and track transactions in one place.
• International money transfers to 180+ countries, with support for rails such as SWIFT, SEPA, FPS, Interac, NIP, and PIX for moving money to bank accounts and other endpoints.
• Virtual accounts that help users receive payments like a local and get paid by clients or partners without opening separate physical bank accounts.
• Currency conversion tools including a currency converter for comparing estimated exchange rates before sending.

Available on Web, iOS (App Store), Android (Google Play), and APK download.

Target users include personal remittance senders, freelancers getting paid internationally, and businesses managing cross-border payouts and collections.

Qwid is notable for its stated focus on security and compliance, including multi-layer encryption, two-factor authentication, real-time fraud monitoring, and KYC/AML processes. The product is linked to Blinqpay Corp, with licensing and regulatory disclosures listed for Canada (FINTRAC MSB) and the UK (FCA PSD agent), which can matter for African users and teams that need documented payment rails for global transfers and international client payments.