Breet — Crypto & Stablecoins Payment API for African Businesses 
Pil by Cardtonic
A spend management platform for African businesses that issues virtual corporate cards for ads, SaaS, and subscriptions, with NGN, GHS, and stablecoin funding for USD payments.
Pil by Cardtonic Product Overview
Is Pil by Cardtonic Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian businesses
- Ghanaian businesses
What It Does Well
- Virtual corporate cards
- Ads and SaaS payments
Things to Check
- Supported spend categories
- Stablecoin top-up steps
About Pil by Cardtonic
Pil is a B2B spend management platform for businesses, startups, agencies, and finance teams that need virtual corporate cards to control, fund, and track company spending across ads, SaaS, cloud services, and subscriptions.
Key capabilities include:
- Multiple virtual cards created for each team, project, client, vendor, or subscription, with labeled categories and card assignment workflows
- Spending controls and oversight, including card-level limits and role-based access for teammates
- Real-time spend tracking, with dashboards and statement exports to support ongoing expense monitoring and month-end reconciliation
- Local funding and global payments, including wallet funding in NGN, GHS, or US dollar–pegged stablecoins (USDT, USDC), plus USD payments intended to reduce foreign exchange friction
Available on Web.
Built for advertisers running Meta, Google, TikTok, and LinkedIn ads, as well as CFOs and finance teams managing recurring business payments across tools like AWS, Slack, Adobe, and Namecheap.
Pil is notable for its focus on African business spend, with explicit support for Nigeria and Ghana funding rails, and for emphasizing security and compliance through PCI DSS compliance and the use of licensed partners for card, wallet, and USD payment services.
Pil by Cardtonic Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
Recent Reviews for Pil by Cardtonic
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work0 reviews
5-star
0%
4-star
0%
3-star
0%
2-star
0%
1-star
0%
No reviews yet. Be the first to review this product.
Frequently Asked Questions About Pil by Cardtonic
Pil is a B2B spend management platform that issues virtual corporate cards for business spending. It lets you create multiple cards, set spending controls, and track payments and expenses from a dashboard.
Pil is positioned for businesses in Nigeria and Ghana, and it also supports funding in NGN, GHS, and stablecoins for USD payments. It appears to serve African businesses more broadly, but those two countries are the only ones explicitly referenced.
No, Pil is available on web only.
Pil is best suited for businesses, startups, agencies, CFOs, finance teams, and founders that need to manage recurring spend like ads, SaaS, cloud services, and subscriptions.
You can contact Pil at hello@pil.com.
Is Pil by Cardtonic Your Product?
Claim this listing to keep its information fresh and reply to reviews.
Promptmonitor
Promptmonitor — Track, measure, and improve how AI recommends your brand.