PesaIn

PesaIn is a digital lending app for consumers in Kenya who need short-term, unsecured cash loans disbursed to M-Pesa for expenses such as tuition and emergency repairs.

Key capabilities include:

• Loan applications in-app, with registration using a phone number and submission of personal and financial details for credit assessment
• Unsecured loan amounts from KES 1,000 to KES 150,000, depending on eligibility
• Direct disbursement to M-Pesa, allowing borrowers to access funds and cash out at M-Pesa agents
• Repayment terms of 61 to 91 days, with costs reflected as an APR ranging from about 18.5% to 65.5%

Available on Android and Web.

It targets individual borrowers in Kenya looking for quick, fully digital access to short-term personal credit.