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Periculum
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksAI and data analytics tools that help lenders and financial institutions score credit, predict affordability, detect fraud and enrich customer financial data.
Periculum Product Overview
Is Periculum Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Lenders and banks
- Loan app operators
What It Does Well
- Credit risk scoring
- Affordability prediction
Things to Check
- Nigeria and Kenya coverage
- Data sources used
About Periculum
Periculum builds AI and data analytics tools for lenders, fintechs and financial institutions in underserved markets, with a focus on Africa. Its products analyse customer financial data in real time to support credit decisions, reduce fraud risk and improve customer profiling.
Products
- Insights: credit decisioning for lenders. It includes an Affordability Model that predicts a customer's disposable income from past income, indebtedness, loan applications and transaction data, and a Credit Score Engine that builds scorecards and sorts applications by the lender's risk appetite.
- Fraud Detect: flags anomalies, suspicious behaviour and unauthorized transactions.
- Precision: permission-based data enrichment that extracts financial information from customers' mobile devices for profiling and segmentation.
- Prolific: a configurable AI chatbot trained on a business's own data, for customer service and employee onboarding.
- Lumiere: custom machine learning models built for clients, covering credit scoring, churn, fraud detection, customer segmentation, sentiment analysis and data strategy.
- Periculum Connect: a separate student-finance product that helps international students fund study in Canada, with GIC account opening, banking setup and student loans.
Access
Businesses can register for Insights online or book a demo with the sales team. API documentation is available on a developer portal.
Who uses it
Periculum lists Nigerian lenders FairMoney and Sycamore among its case studies. The company has offices in Calgary (Canada), Lagos (Nigeria) and Nairobi (Kenya), and says it is present in more than seven countries.
Periculum Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataPricing & Fees
Contact for pricing
Recent Reviews for Periculum
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Periculum Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataPericulum has raised $2.1M across 9 recorded funding events. The latest was Venture Round in Jun 2024.
- Total Raised:
- $2.1M
- Latest Round:
- Venture Round
Periculum Investors & Funding Rounds
Venture (Round not Specified)UndisclosedJun 2024
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Frequently Asked Questions About Periculum
{name} is a set of AI and data analytics tools for lenders and financial institutions. Insights predicts a customer's affordability and scores their creditworthiness from income, debt, loan application and transaction data. Fraud Detect flags suspicious activity, Precision enriches customer financial data with their permission, and Prolific is a configurable AI chatbot.
{name} does not publish pricing. Contact the sales team or book a demo for a quote.
{name} has offices in Nigeria, Kenya and Canada and says it is present in more than seven countries. Its case studies include Nigerian lenders FairMoney and Sycamore. Its separate Periculum Connect product serves international students heading to Canada.
Businesses can register for Insights at register.insights-periculum.io, or fill in the Speak to an Expert form on the contact page to book a demo.
No. The business tools are available on the web and through an API.
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