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Ayyoub Rqibi is co-founder and chief product officer of PayTic, a payments operations company, which Rqibi co-founded in 2022 and has served as VP of operations and client success, chief value officer and, since 2026, chief product officer. Rqibi describes PayTic as built from the pain of manual, fragmented payment processes, with AI turning customer feedback into smarter, scalable payments operations. Before PayTic, Rqibi worked at Carta Worldwide in Morocco (2016-2022), moving from reconciliation analyst to payments operations manager. Based in Charlottetown, Canada.