Paytic

Paytic is a web-based SaaS platform for banks, fintechs, processors, and enterprise merchants that automates back-office operations for payment card programs using AI-powered components.

Key capabilities include:

• Dispute Resolution: supports AI-powered evidence gathering, step-by-step guided dispute intake, and real-time case tracking to help teams manage chargeback workflows.
• Reconciliation: automates complex reconciliation across payment interfaces with multi-source matching, exception management, and automated reporting.
• Card Schemes Compliance: helps translate scheme mandates into execution through mandate impact analysis, compliance verification, and automated test generation.
• Interface Monitoring and Network Fees: detects anomalies using historical pattern learning and real-time monitoring, and provides a fee calculation engine with scheme fee analytics to support payment economics analysis.

Available on Web. Built for banks, credit unions, fintech companies, payment processors, BIN sponsors, and enterprise merchants operating payment card programs.

Notable in Africa and beyond, it has an office in Casablanca, Morocco, serves clients across Africa and other regions, and references customer deployments including Bank of Africa and BNI Madagascar, alongside international institutions and fintechs.