A web-based digital commerce and payments platform for merchants to create storefronts, manage inventory, and collect card, transfer, and USSD payments in 17 currencies.

Payxy Product Overview

Is Payxy Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Nigerian online sellers
  • Merchants needing storefronts

What It Does Well

  • Online store setup
  • Inventory tracking

Things to Check

  • Supported 17 currencies
  • Settlement timing

About Payxy

Screenshot of Payxy website

Payxy is a web-based digital business platform for merchants and small businesses that want to create an online storefront, manage products, and collect payments from local and international customers from one dashboard.

Key capabilities include:

  • Multi-channel payment collection via card, bank transfer, and USSD, plus global payment links that can be shared with customers.
  • Multi-currency payments supporting 17 major currencies, designed for businesses that sell locally but need to get paid by customers worldwide.
  • Online storefront creation with a branded digital store (no coding required) to list products or services and accept payments.
  • Operations tools including a business reporting dashboard (sales, payments, inventory, customer behavior), product inventory management with low-inventory alerts, and staff/user management with role assignment and activity monitoring.

For product teams and developers, it also provides Web SDK, Mobile SDK, and simplified APIs for integrating card, transfer, and USSD payments into websites and apps.

Available on Web with API/SDK integrations.

Designed for B2B users such as business owners, store managers, finance managers, and international merchants, with an onboarding flow that the FAQ says takes less than 5 minutes.

Notable for its focus on multi-currency commerce for African merchants, plus stated security measures such as two-factor authentication and NDPC compliance, with account creation positioned as free while transaction fees apply (fees vary by payment method and location).

Payxy Facts

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Frequently Asked Questions About Payxy

Payxy is a web-based digital business platform that lets you create an online storefront, manage products and inventory, and collect payments from local and international customers in 17 currencies via cards, bank transfers, USSD, and payment links. You run everything from a single business dashboard, including reporting and staff/user management.

You can create a Payxy account and online store for free, with no setup or monthly subscription fees indicated. Payxy charges transaction-based fees when you receive payments, and the exact fee rates vary by payment method and location and are disclosed during use.

Payxy is primarily focused on Nigeria and African businesses, and it supports receiving payments from customers worldwide in 17 currencies. Specific supported countries beyond Nigeria are not fully listed, so availability outside Nigeria may vary by use case and payment method.

To sign up for Payxy, go to the Payxy website and create a free business account, then follow the onboarding flow, which typically takes less than 5 minutes. After registration you can set up your store, add products, and configure your payment options from the dashboard.

Payxy is available on the web and via APIs and SDKs. A dedicated mobile app is not clearly listed, so you should plan to use the web dashboard and integrations.

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