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Pandascrow
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Escrow-protected payments for online work and deals
PayScrow
A digital escrow service for buyers, sellers, freelancers, and merchants that holds funds at licensed banks and releases payment only after delivery or milestone approval.
PayScrow Product Overview
Is PayScrow Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Online buyers
- Online sellers
What It Does Well
- Escrow for transactions
- Milestone-based releases
Things to Check
- Supported banks list
- Delivery proof process
About PayScrow
PayScrow is a digital escrow service for buyers and sellers in Nigeria (and Africa-focused trade) that holds funds in escrow and releases payment only when agreed terms are met.
Key capabilities include:
- Escrow Payment Invite: create a shareable payment link for one-off sales, social commerce, and service payments; funds stay secured until the buyer confirms delivery.
- Milestone Payments: split larger contracts into stages, with funds secured upfront and released milestone by milestone as work gets approved.
- Broker a Deal: support three-party transactions where a broker connects buyer and seller and earns a commission, while funds remain protected until completion.
- B2B Escrow API: embed escrow into marketplaces and platforms using sandbox keys, webhooks, and settlement, supported by an API reference and a WordPress plugin.
Available on Web and via API.
Built for individual buyers and sellers, freelancers, merchants, brokers, and platforms that need escrow for physical goods, digital assets, rentals, and services.
Notable in the Nigerian market for its custody model, escrowed funds sit in segregated accounts at CBN-licensed Deposit Money Banks (not commingled with operating funds), plus PCI DSS-certified payment processing, NDPA 2023-aligned data protection, and a structured dispute resolution process where evidence is reviewed before funds can move.
PayScrow Facts
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What it does
Pricing & Fees
Contact for pricing
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PayScrow Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About PayScrow
PayScrow is a digital escrow service that holds funds for a transaction in secure bank accounts and only releases payment when the agreed terms are fulfilled. You create an escrow payment (for a one-off deal, milestones, or brokered transaction), the buyer pays into Payscrow, and the funds stay in escrow until delivery is confirmed or milestones are approved; if there is a dispute, Payscrow reviews evidence before releasing funds.
PayScrow charges a flat fee of 2% plus ₦100 per transaction. There is a minimum transaction amount of ₦1,000, and there are no setup, subscription, or maintenance fees.
PayScrow operates primarily in Nigeria, using CBN-licensed Deposit Money Banks to hold escrow funds. It is positioned for use in Nigeria and broader Africa-focused trade.
You can sign up for PayScrow by visiting the PayScrow website and creating an account through the web application. Once registered, you can start setting up escrow payment invites, milestone payments, or brokered deals.
PayScrow does not currently offer a dedicated mobile app for Android or iOS. You can use the service via its web platform.
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