Pandascrow

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A digital escrow and payments platform for African freelancers, agencies, and merchants to hold funds in trust, pay by milestones, manage disputes, and withdraw securely.

Pandascrow Product Overview

Is Pandascrow Right for You?

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Best For

  • Freelancers and clients
  • Agencies on retainer

What It Does Well

  • Escrow-protected payments
  • Milestone payments

Things to Check

  • Nigeria and Ghana access
  • Withdrawal methods

About Pandascrow

Screenshot of Pandascrow website

Pandascrow is a digital escrow and payments platform for freelancers, agencies, merchants, and online businesses that need to hold funds in trust and release payments only when agreed work or delivery is complete.

Key capabilities include:

  • Escrow deals and milestone payments that lock funds until terms are met, with support for milestone releases and split payouts (multi-party support is plan-based and requires identity verification).
  • Smart invoicing with escrow protection, so teams can send trackable invoices and tie payment release to agreed conditions.
  • Multi-currency wallet and payouts for holding, receiving, converting, and withdrawing funds, with payout speed and availability subject to region and compliance checks.
  • PayMe payment links for getting paid via a shareable link, plus in-app messaging to keep deal communication inside the transaction.

Available on Web (dashboard via the main site and app subdomain), and via developer APIs and webhooks (Escrow, Wallet, and Invoicing APIs) for platforms that want to embed escrow and payment workflows.

It targets African freelancers, agencies, merchants, marketplaces, startups, and online businesses, plus the clients and customers who pay through escrow-backed transactions.

Notable for African digital commerce, it is marketed as an AI-powered escrow infrastructure with AI-assisted dispute resolution for eligible transactions, 30+ payment provider integrations (availability varies by region), and a stated 99.9% uptime for core transaction services, with guided onboarding and customer success services offered on select plans.

Pandascrow Facts

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Pricing & Fees
From 1.5% per transactionPandascrow charges a 3% to 5% fee for standard and milestone escrow transactions, alongside a 1.5% deposit fee for Nigerian Naira (NGN) wallets, a 3% deposit fee for US Dollar (USD) wallets, and a 2.5% to 3.5% fee for paid invoices.

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Frequently Asked Questions About Pandascrow

Pandascrow is a digital escrow and payments platform for online work and deals. It lets you hold funds in trust, release payments when agreed work is completed, and manage milestones, invoicing, and disputes through its web and mobile tools.

Pandascrow uses paid, transaction-based pricing. Its escrow fees are approximately 3% to 5% of the escrow amount, with additional refund processing fees, and it also offers credit packages.

Pandascrow operates in Nigeria and Ghana.

You can sign up through the Pandascrow website or app and create an account to start using the platform. Business onboarding and customer success support are available on select plans.

Pandascrow is best suited for African freelancers, agencies, merchants, marketplaces, startups, and online businesses that need escrow-protected payments.

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