Question 1

What is PaddyCover and how does it work?

Accepted Answer

PaddyCover is an insurtech and embedded insurance distribution platform that works with insurers, agents, and digital businesses to offer pay-as-you-go insurance with daily, weekly, or monthly premium installments. Partners integrate Paddycover via web, USSD, API, or agent channels to design and distribute bespoke insurance products while end customers pay for cover in smaller, flexible amounts instead of a single annual premium.

Question 2

How much does PaddyCover cost?

Accepted Answer

PaddyCover is a paid service, and external profiles indicate consumer packages starting from around ₦1,500 per month, with some products (such as car or home content cover) priced from low weekly or monthly amounts. Exact pricing depends on the specific insurance product and partner and is not fully detailed publicly, so you will see the applicable premium when a particular cover is offered to you.

Question 3

What countries does PaddyCover operate in?

Accepted Answer

PaddyCover primarily operates in Nigeria, where it works with NAICOM-approved insurers, agents, and digital platforms. It is positioned for broader use across African markets, but Nigeria is its core active market.

Question 4

How do I sign up for PaddyCover?

Accepted Answer

To sign up for PaddyCover-powered insurance, you typically go through a participating insurer, digital platform, lender, or agent channel that uses Paddycover to distribute cover. You can also start from the web flows or USSD channels referenced on the Paddycover site, then follow the on-screen or agent guidance to select a product and choose your preferred payment installment plan.

Question 5

Does PaddyCover have a mobile app?

Accepted Answer

PaddyCover does not currently have a verified public mobile app for Android or iOS. Access is provided through web flows, USSD, and physical agent or aggregator channels instead.

Question 6

Who is PaddyCover best suited for?

Accepted Answer

PaddyCover is best suited for insurers, underwriters, digital platforms, lenders, aggregators, and agents that want to offer flexible, installment-based insurance to low to medium income consumers. It is also a good fit for end customers who prefer paying for personal covers like vehicle, health, travel, home content, gadgets, group life, or pet insurance in smaller, recurring installments rather than one-off annual premiums.

Question 7

How do I contact PaddyCover support?

Accepted Answer

You can contact PaddyCover support by emailing enquiry@paddycover.com or info@paddycover.com. Additional contact options may be available through the contact or support sections on the Paddycover website.

Question 8

Does PaddyCover have a plan for teams or businesses?

Accepted Answer

Yes, PaddyCover is designed for teams and businesses, particularly insurers, agents, and digital platforms, operating as a B2B2C distribution and technology layer that they can use to configure and sell insurance to their customers. These partners can integrate Paddycover and then manage multiple policies, channels, and customer segments through the platform.

Question 9

Does PaddyCover offer an API or integrations?

Accepted Answer

Yes, PaddyCover offers a public API. View the official Paddycover API documentation for endpoints, authentication, and integration guides.

Discover Products, Get Discovered.