ACRE Africa
An authorized insurance intermediary that designs crop and livestock insurance and climate risk solutions for African smallholders through local insurers and value-chain partners.
ACRE Africa Product Overview
Is ACRE Africa Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Smallholder farmers
- Farmer cooperatives
What It Does Well
- Index-based cover
- Crop and livestock insurance
Things to Check
- Covered crops and animals
- Payout trigger rules
About ACRE Africa

ACRE Africa is a licensed insurance intermediary that designs and delivers agricultural and climate risk insurance for smallholder farmers and pastoralists across Africa through local insurers and value-chain partners. Originating from the Kilimo Salama pilot launched in 2009 by the Syngenta Foundation for Sustainable Agriculture, the organization formally became ACRE Africa (Agriculture and Climate Risk Enterprise Ltd.) in 2013 with support from the Global Index Insurance Facility (GIIF) and the International Finance Corporation (IFC), and now operates as a for-profit intermediary reaching close to 1 million farmers annually.
Key capabilities include:
- Crop insurance products such as Weather Index Insurance, Soil Moisture Index, Area Yield Index Insurance, Named Peril Cover, Multi-Peril Cover, Hybrid Cover, and Picture-Based Insurance for monitoring crops and assessing damage.
- Livestock insurance options including Index-Based Livestock Insurance, Fodder Insurance Cover, Herd Cover Insurance, and Mortality Cover Insurance.
- Bundled and rider covers like Farmer Protection Cover, Input Replacement Insurance, plus riders such as Funeral Cover, Hospitalization Cash, Micro-health Insurance, and Permanent Total Disability Cover.
- Climate risk solutions spanning Advanced Climate Index, Ecosystem and Environmental Risk, Energy and Infrastructure Protection, Financial and Credit Risk, and Health and Social Protection.
Available on Web, including the main site and portals for Marketplace (marketplace.acreafrica.com), TARA (tara.acreafrica.com), and Training Hub (hub.acreafrica.com).
Target users are smallholder producers, while delivery typically happens via insurers, agribusinesses, and financial institutions distributing insurance through agricultural value chains.
Notable in African markets for its focus on index-based and hybrid agricultural insurance, ACRE Africa maintains established offices in Kenya, Rwanda, Tanzania, Zambia, Nigeria, and Zimbabwe, alongside project-based collaborations in additional African countries.
ACRE Africa Facts
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Latest ACRE Africa News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataFrequently Asked Questions About ACRE Africa
ACRE Africa is a licensed insurance intermediary that designs crop, livestock, and climate risk insurance solutions for smallholder farmers and pastoralists, working through local insurers and value-chain partners. It creates index-based and hybrid insurance products that are often distributed via agribusinesses, financial institutions, and digital channels, so farmers can enroll, pay, and receive payouts (for example via mobile money) when predefined climate or yield conditions are met.
ACRE Africa does not publish end-farmer premiums or intermediary fees publicly, since pricing is set per insurance product, crop or livestock type, and country program in partnership with local insurers. Contact ACRE Africa or a partner insurer for the terms of a specific program.
ACRE Africa maintains established offices in Kenya, Rwanda, Tanzania, Zambia, Nigeria, and Zimbabwe. It has also run agricultural insurance projects or collaborations in additional African countries, but this listing reflects the six countries with confirmed established offices, since broader project-only collaborations are not independently verified as ongoing operations.
You typically sign up for ACRE Africa products through partner channels such as local insurance companies, agribusinesses, financial institutions, or digital platforms like its marketplace and other web portals. In many cases, farmers enroll via mobile phone and mobile money through these partners, so the exact sign-up steps depend on the specific product and country program you are joining.
ACRE Africa does not list any official mobile apps for Android or iOS. Its services are primarily accessed via the web and through mobile phone and mobile money channels rather than a standalone app.
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