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A business app for African SMEs to track sales and expenses, manage inventory, send invoices and receipts, sell online, and apply for no-collateral loans.

Oze is a business management app for small businesses in Africa and a lending management platform for banks and other lenders that serve SMEs.
Key capabilities include:
The platform also supports financing workflows. SMEs can apply for no-collateral loans (including working capital and inventory financing), while lenders can use digital loan applications, credit scoring (machine learning-based), and loan origination through the Oze lending management system.
Available on Web, Android, and iOS.
Target users include SMEs and MSMEs that want to digitize bookkeeping, customer and payments tracking, inventory, invoicing, and online selling, plus banks, microfinance banks, fintechs, corporates, and impact organisations that need tools to source, assess, and manage SME lending.
It is notable in Sub-Saharan African markets for combining day-to-day business tools with loan access and lender software, with confirmed offices in Ghana, Nigeria, Rwanda, and Madagascar, and usage referenced as trusted by 150,000+ businesses.
As of May 11, 2026, Oze is rated 3.9 on the App Store from 12 reviews and 3.5 on Google Play from 1K reviews with 500K+ installs.
DD Dave found 3 key people at Oze, including 1 Founder, 1 C-Suite, and 1 VP spread across 3 countries. See how we get product data
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DD Dave found 5 articles about Oze, from Jan 2021 to Feb 2025. See how we get product data
DD Dave found 7 positions at Oze across 4 locations. See how we get product data
| Title | Posted |
|---|---|
| Senior Frontend Developer | Apr 29, 2026 |
| Customer Service Representative (French-speaking) | Apr 23, 2026 |
| Collections Agent - Accra, Ghana (Contract) | Apr 23, 2026 |
| Senior Front-end Software Engineer | Mar 26, 2026 |
| Growth Marketing Manager | Oct 9, 2025 |
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DD Dave found that Oze has raised $3.9M across 6 rounds, backed by 9 investors. Their latest round was a Venture (Round not Specified) in Oct 2024. See how we get product data