A business app for African SMEs to track sales and expenses, manage inventory, send invoices and receipts, sell online, and apply for no-collateral loans.
Oze Product Overview
Is Oze Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Small shop owners
- SMEs selling products
What It Does Well
- Sales and expense tracking
- Inventory tracking
Things to Check
- Loan approval criteria
- Loan limits and terms
About Oze
Oze is a business management app for small businesses in Africa and a lending management platform for banks and other lenders that serve SMEs.
Key capabilities include:
- Bookkeeping and transaction tracking for sales and expenses, including capture from SMS bank alerts to help keep records up to date
- Invoices and receipts that businesses can customize and share, including via WhatsApp
- Inventory management with low-stock reminders and stock alerts to reduce stock-outs
- Analytics and insights such as trend monitoring and dashboards to support day-to-day decisions
The platform also supports financing workflows. SMEs can apply for no-collateral loans (including working capital and inventory financing), while lenders can use digital loan applications, credit scoring (machine learning-based), and loan origination through the Oze lending management system.
Available on Web, Android, and iOS.
Target users include SMEs and MSMEs that want to digitize bookkeeping, customer and payments tracking, inventory, invoicing, and online selling, plus banks, microfinance banks, fintechs, corporates, and impact organisations that need tools to source, assess, and manage SME lending.
It is notable in Sub-Saharan African markets for combining day-to-day business tools with loan access and lender software, with confirmed offices in Ghana, Nigeria, Rwanda, and Madagascar, and usage referenced as trusted by 150,000+ businesses.
Oze Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Oze is rated 3.9 on the App Store from 11 reviews and 3.5 on Google Play from 1K reviews with 500K+ installs.
Recent Reviews for Oze
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Oze Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataOze has raised $3.9M across 8 recorded funding events. The latest was Venture (Round not Specified) in Oct 2024.
- Total Raised:
- $3.9M
- Latest Round:
- Venture (Round not Specified)
Oze Investors & Funding Rounds
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Oze Founders & Leadership Team
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Latest Oze News & Updates
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Jobs at Oze
| Title | Posted |
|---|---|
| Collections Agent - Accra, Ghana (Contract) | Apr 23, 2026 |
| Growth Marketing Manager | Oct 9, 2025 |
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Frequently Asked Questions About Oze
Oze is a business management app for small businesses that helps you track sales and expenses, send digital invoices and receipts, monitor business performance through a dashboard, and access business coaching. The app also connects you with a network of entrepreneurs and can help you apply for small business loans when you're ready to grow.
Oze operates in multiple African countries, primarily focusing on its core markets of Nigeria and Ghana, while also expanding its digital services and lending infrastructure into Rwanda, Guinea, Benin, Madagascar, Zimbabwe, and Lesotho.
Yes, Oze has a mobile app available on Android through Google Play and iOS through the Apple App Store.
Oze is best suited for small business owners and entrepreneurs who want to manage their finances, track performance, and access growth capital and business coaching support.
You can send an email to support@getoze.com for support.
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