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A mobile loan app for Nigerians that enables online, collateral-free personal loans with fast approval, bank disbursement, and in-app repayment management.
Okash Product Overview
Is Okash Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerians needing quick cash
- Salary earners
What It Does Well
- Phone loan applications
- No collateral loans
Things to Check
- Loan amount limits
- Repayment terms
About Okash
OKash is a digital personal loan app for individuals in Nigeria who need quick, collateral-free access to cash through a fully online process.
Key capabilities include:
- Fast loan application and approval: users sign up in the app, submit a short application, and can receive a decision in minutes.
- Paperless borrowing: loans are designed to be processed without physical documentation or in-person visits.
- Disbursement and repayment in-app: users can apply for a loan, receive funds, and repay directly through the app.
- Customer support and policies: the service states a 24-hour loan cancellation window (repay principal within 24 hours and contact support) and outlines a courteous collection policy that prohibits inappropriate or illegal collection practices.
Available on Android (Google Play) and iOS (App Store).
Target users are Nigerian residents seeking short-term personal loans on mobile, with loan sizes and tenors varying by eligibility and channel.
Notable in the Nigerian market for offering a mobile-first loan lifecycle, from application to repayment, and for publishing consumer-facing policies on cancellation and collection practices. Public materials present the service under Blue Ridge Microfinance Bank Limited and some listings also associate it with OPay Microfinance Bank Limited.
Okash Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
Pricing & Fees
1.2% per dayOKash charges an interest rate of 1.2% per day for a fixed loan term of 15 days.
As of Oct 19, 2026, Okash is rated 4.4 on the App Store from 17.5K reviews and 4.6 on Google Play from 428.2K reviews with 10M+ installs.
Recent Reviews for Okash
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work3.6
Great · 7 reviews
5-star
29%
4-star
14%
3-star
57%
2-star
0%
1-star
0%
How is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews work
Okwara Victory
NG · 1 review
Oct 2, 2026
Okash is a swift and reliable loan platform. Just requested a loan and received it after some minutes.
Precious IbekweThe reviewer submitted proof that Liners checked to an extent. The badge does not prove every claim in the review.
NG · 1 review
Oct 1, 2026
Okash is very easy to use got my loan in the space of 10 seconds after applying which I didn't expect I was skeptical at first but its worth the trial but it would have been better if they interest is reduced it will definitely attract more customers
Frequently Asked Questions About Okash
Okash is a mobile personal loan app for Nigerians. It lets you apply online for collateral-free loans, get a decision quickly, receive funds in your bank account, and manage repayment in the app.
Okash itself is free to download, but borrowing costs interest and any applicable fees on the loan you take. The exact cost depends on your loan amount, repayment period, and eligibility.
Okash operates in Nigeria.
You sign up in the mobile app, complete the short application, and submit the required personal details for review. If approved, you can receive the loan in your bank account and manage repayment in the app.
Yes, Okash is available on Android. Get Okash on Google Play for Android. Get Okash on App Store for iOS.
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