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A mobile loan app for Nigerians that enables online, collateral-free personal loans with fast approval, bank disbursement, and in-app repayment management.

OKash is a digital personal loan app for individuals in Nigeria who need quick, collateral-free access to cash through a fully online process.
Key capabilities include:
Available on Android (Google Play) and IOS (App Store).
Target users are Nigerian residents seeking short-term personal loans on mobile, with loan sizes and tenors varying by eligibility and channel.
Notable in the Nigerian market for offering a mobile-first loan lifecycle, from application to repayment, and for publishing consumer-facing policies on cancellation and collection practices. Public materials present the service under Blue Ridge Microfinance Bank Limited and some listings also associate it with OPay Microfinance Bank Limited.
As of May 29, 2026, Okash is rated 4.3 on the App Store from 12.2K reviews and 4.5 on Google Play from 381.4K reviews with 10M+ installs.
NG Β· 2 reviews
May 31, 2026
It allows users to apply for loans directly from their mobile devices and receive funds quickly when approved.