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OkadaNaira
A Nigerian Android loan app for individuals to apply for personal loans, get fast approval, and receive funds in a bank account with 91–180 day repayment terms.
OkadaNaira Product Overview
Is OkadaNaira Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian individuals
- Android phone users
What It Does Well
- Phone-based applications
- Fast loan approval
Things to Check
- Interest and fees
- Loan amount limits
About OkadaNaira
OkadaNaira is a Nigerian mobile lending app that helps individuals apply for personal loans digitally and receive funds into a bank account.
Key capabilities include:
- Digital loan application through a mobile app, designed for quick, remote borrowing
- Loan sizes ranging from ₦5,000 to ₦500,000 (per app-store details)
- Repayment tenures from 91 to 180 days, with APR of 10% to 33% (per app-store details)
- Eligibility requirements that include Nigerian residency, age 18–65, a valid bank account, BVN, and a stable income
Available on Android (Google Play).
Built for B2C borrowers in Nigeria, including people looking for short-term credit for emergencies or bill-related needs.
Notable in the Nigerian market for its Google Play presence and clearly stated operator details, it is operated by Plano Lending Limited, with support available at support@okadanaira.com and an office address listed in Lagos.
OkadaNaira Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
Official Links
What it does
As of Sep 21, 2026, OkadaNaira is rated 4.2 on Google Play from 2.3K reviews with 1M+ installs.
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Frequently Asked Questions About OkadaNaira
OkadaNaira is a Nigerian Android mobile lending app that lets individuals apply for personal loans from their phones and receive approved funds directly into their bank accounts. You download the app, register with your phone number and details, complete a digital loan application, then, if approved, repay over 91 to 180 days at the stated interest rates.
OkadaNaira does not charge an upfront subscription fee, but loans come with interest and fees. Reported pricing includes an APR of about 10% to 33% on borrowed amounts, and some sources mention a ₦500 service fee per loan.
OkadaNaira operates in Nigeria. The app and eligibility criteria are specifically targeted at Nigerian residents with local bank accounts and BVN.
To sign up, install the OkadaNaira Android app from Google Play, register with your mobile phone number, and provide required details such as your personal information, bank account, BVN, and income details. Once your account is set up, you can submit a loan application directly in the app.
Yes, OkadaNaira is available on Android. Get Okadanaira on Google Play for Android.
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