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Nyayomat
A web-based BNPL and B2B e-commerce platform that helps African small merchants access asset financing, manage records, and sell online with partner portals.
Nyayomat Product Overview
Is Nyayomat Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Kenyan small merchants
- Asset financing needs
What It Does Well
- Buy now pay later checkout
- Asset financing access
Things to Check
- Financing eligibility rules
- Repayment terms
About Nyayomat
Nyayomat is a Kenya-based BNPL (Buy Now, Pay Later) and B2B e-commerce platform built for small merchants in Africa and the asset financing partners that support them.
Key capabilities include:
- Merchant BNPL for inventory and assets, connecting small shops to financing partners so they can acquire stock or equipment and pay over time.
- Decentralised lending infrastructure built on the Zilliqa blockchain, designed to support trust and transparency between merchants and lenders.
- E-commerce marketplace tools that connect buyers and sellers for product search and fulfillment, helping merchants improve online visibility.
- Role-based web portals with separate access for Merchant Login, Partner Login, and Customer Login.
Available on Web.
Target users include small merchants (typically shops with fewer than ten employees) across Kenya and other African markets, plus lenders and asset financing partners that provide merchant credit.
Nyayomat is notable for combining merchant BNPL with an e-commerce marketplace and using Zilliqa blockchain infrastructure. It was incubated through ZILHive, accepted into a CV Labs accelerator programme, and is based in Nairobi, Kenya (founded in 2020).
Nyayomat Facts
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Official Links
What it does
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Nyayomat Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataNyayomat Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About Nyayomat
Nyayomat is a web-based Buy Now, Pay Later (BNPL) and B2B e‑commerce platform built for small merchants in Africa and the asset financing partners that support them. Merchants use Nyayomat to access financing for inventory and assets, manage records, and sell online via role-based web portals for merchants, partners, and customers, with lending powered by Zilliqa blockchain infrastructure.
Nyayomat is based in Nairobi, Kenya and primarily serves small merchants in Kenya and the broader African small-business marketplace. Its focus is on African B2B merchants that need BNPL financing and online visibility.
You can start by visiting the Nyayomat website and using the relevant portal, such as Merchant Login, Partner Login, or Customer Login, to create an account or request access. If you need help signing up or are unsure which portal to use, you can contact Nyayomat via email for onboarding support.
Nyayomat is available as a web-based platform. There is no information indicating that a dedicated mobile app is offered.
Nyayomat is best suited for small merchants in Africa, typically shops with fewer than ten employees, who need BNPL financing for inventory or assets and want to improve record keeping and online visibility. It is also suited for lenders and asset financing partners that provide credit to these merchants.
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