NSIA Banque

NSIA Banque is the banking arm of the pan-African NSIA Group, serving individuals and businesses with everyday banking, financing, savings, and digital self-service across several West African markets, including Côte d'Ivoire, Benin, Togo, Senegal, and Guinea.

Key capabilities include:

• Retail accounts and daily banking: current account formulas to receive income and manage deposits, withdrawals, cheque cashing, and transfers; NSIA Banque CI, for example, offers dedicated formulas for public sector agents and young people/students
• Cards and payments: debit and prepaid cards for ATM withdrawals and in-store or online payments, including 3D Secure for online purchases
• Loans and financing: personal, consumer, education, and real estate loans, including "avance sur rappel" where applicable
• Savings and investment products: classic savings accounts and products such as PEL/PEC, retirement savings, and term deposits (DAT)

Available via Web (public site, client space, and NSIA Banque Direct) and via mobile apps on Android and iOS.

Target users include retail customers, professionals, SMEs/PMI, large enterprises, and investors/shareholders.

NSIA's banking operations were recently reorganized into a dedicated sub-holding, NSIA Holding Financière, formalized by March 2026 to centralize governance across its banking subsidiaries under West African Economic and Monetary Union banking regulation. Group ownership has also consolidated: in 2025, Manzima Holding, the investment vehicle of Ivorian businessman Jean Kacou Diagou, raised its stake in parent company NSIA Participations from 46.67% to 68.73% after acquiring the 22.6% stake held by Canada's National Bank of Canada, which exited the group. NSIA Banque CI remains notable in the Ivorian market for its large physical footprint (over 80 agencies and 120+ ATMs), a 24/7 customer relations center, and ISO 9001:2015 certification.