NectarFi

NectarFi is a self-custodial financial platform built on the Solana blockchain for individuals who want to deposit fiat, hold and spend stablecoins, and manage cross-border money in one mobile app.

Key capabilities include:

• Stablecoin banking that supports fiat deposits in USD, EUR, and Nigerian Naira, then lets users hold value in stablecoins and spend without hidden fees or unexpected conversions.
• Get paid globally using virtual US and EUR accounts, designed for receiving earnings from international employers and clients and accessing funds quickly.
• Investing in stocks and crypto from the same app, so users can buy and sell assets alongside their day-to-day money management.
• Transfers and remittances for sending money internationally with minimal fees, aiming to reduce long waits and poor exchange rates.

Available on Android and iOS.

It targets B2C users, including crypto users, cross-border workers, and people in emerging markets who need alternatives for receiving international payments, saving in stable value, and moving money across countries.

In the African context, it is relevant for Nigeria-focused usage through NGN support and local deposit options, while keeping a self-custodial model (assets held in smart contracts the user controls) and adding a Trust Score that evaluates on-chain financial behavior for access to credit rather than relying on traditional credit history. The product has also reported a $170K pre-seed round and partnerships across its stack (including Solana, Privy, Rain, and KAMINO for lending infrastructure).