What is Naked Insurance and how does it work?

Naked Insurance is a South African insurtech company offering fully digital car, home, contents, and item insurance. You get an instant quote in 90 seconds online, sign up without speaking to an agent, and manage everything from quotes to claims through their platform. They charge a flat fee on premiums for costs and profit, put the rest into a claims pool, and donate any surplus to customer-chosen non-profits.

What countries does Naked Insurance operate in?

Naked Insurance operates in South Africa.

Does Naked Insurance have a mobile app?

Yes, Naked Insurance is available on iOS and Android. You can download Naked Insurance on the App Store for iPhone, or get it on Google Play for Android.

Who is Naked Insurance best suited for?

Naked Insurance is best suited for tech-savvy consumers seeking transparent, digital insurance for cars, homes, and valuables.

How do I contact Naked Insurance support?

You can contact Naked via email at help@naked.insure

Naked Insurance: Overview, Features, Pricing & Funding

Naked Insurance is a South African digital insurance platform for individuals who want app-based cover for cars, home contents, buildings, and single items such as phones and gadgets.

Key capabilities include:

90-second online quotes and purchase using AI bots (Rose for quoting); customers can get a final price on the website or in the app and buy without phone calls or paperwork
In-app claims supported by an AI claims bot (Jade), designed to let customers submit and track claims digitally for incidents such as accidents, theft, or weather damage
Policy self-service controls in the mobile app, including managing cover, making manual payments when needed, and cancelling
Referral rewards that pay up to R1,000 per friend when a referred customer stays insured for 3 months

Pricing shown on the website includes car insurance from R180pm, , and .