A South African direct insurance and benefits platform for individuals and families to buy cover online, manage policies, lodge claims, and access loyalty rewards.

Clientèle Product Overview

Is Clientèle Right for You?

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Best For

  • South African families
  • Individuals buying cover

What It Does Well

  • Buy cover online
  • Policy management

Things to Check

  • Cover types offered
  • Claim turnaround time

About Clientèle

Screenshot of Clientèle website

Clientèle is a South African direct financial services provider for individuals and families who want to buy and manage insurance cover, legal protection, and lifestyle benefits through self-service channels.

Key capabilities include:

  • Online purchase and quoting for products such as Funeral Plans (from R350 p/m), Health Plans (from R537 p/m), Legal Personal (from R330 p/m), Legal Business (from R580 p/m), Wealth Plans (from R500 p/m), plus Investments, Perks (R170 p/m), and Mobile discounted airtime and data
  • Policy self-service to view and manage cover via website, WhatsApp (067 342 7248), and USSD (120337#), designed for customers who prefer direct, remote support
  • Claims submission for natural death, accidental (unnatural) death, dread disease, disability, and legal matters, with guidance through the claims process
  • Rewards and discounts through Royalty (a loyalty benefit provided at no additional cost to eligible clients) and Perks, offering vouchers and savings across everyday categories such as groceries and entertainment

Available on Web, Android, iOS, and Huawei AppGallery.

This offering targets South African consumers looking for monthly premium-based cover and add-on benefits, with pricing that starts from R170 to R580 per month depending on the product.

It is notable in the South African market as a Johannesburg Stock Exchange listed group that distributes insurance products via direct marketing and supports multiple low-friction service channels (app, web, WhatsApp, USSD). Policies are underwritten by Clientele Life Assurance Company Limited (FSP 15268) for life insurance and Clientèle General Insurance Limited (FSP 34655) for non-life insurance, with stated annual premium and benefit escalations.

Clientèle Facts

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As of Sep 28, 2026, Clientèle is rated 2.0 on the App Store from 115 reviews and 4.0 on Google Play from 3K reviews with 1M+ installs.

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Latest Clientèle News & Updates

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Frequently Asked Questions About Clientèle

Clientèle is a South African direct insurance and benefits platform where you buy and manage cover such as funeral, legal, health, and wealth plans, plus rewards like Perks and Royalty, all through self-service channels. You purchase policies online via securecover.clientele.co.za, manage them using the app, website, WhatsApp (067 342 7248), or USSD (120337#), lodge claims for events like death, hospitalization, or legal issues, and access discounts or vouchers on groceries, dining, and entertainment.

Clientèle offers monthly premium plans starting from R170 p/m for Perks, R330 p/m for Legal Personal, R350 p/m for Funeral, R500 p/m for Wealth, R537 p/m for Health/H.E.L.P, and R580 p/m for Legal Business. Premiums escalate by 10% annually, while benefits increase by 6% or CPI.

Clientèle operates in South Africa.

You sign up by getting a quote and purchasing online at securecover.clientele.co.za, via the Clientèle app, by calling 011 320 3000, or through telephonic application. Download the app from Google Play, Apple App Store, or Huawei AppGallery to register using your Clientèle policy ID and cellphone number.

Yes, Clientèle is available on iOS and Android.

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