Moniepoint

Moniepoint is an all-in-one payments, banking, and operations platform built for businesses and their customers in emerging markets, with a major focus on Nigeria.

Key capabilities include:

• Payments acceptance and processing for merchants, backed by infrastructure and distribution networks that support large-scale transaction volumes.
• Business and personal banking for instant transactions, including transfers, bill payments, and airtime purchases, plus debit cards usable at ATMs, POS, and online.
• Business management tools such as expense cards, accounting, and bookkeeping to support day-to-day operations.
• Credit for business owners to finance inventory purchases and business expansion.

Available on Web, Android, and iOS.

It serves a B2B2C audience, including SMEs, merchants, and other underbanked businesses, while also supporting individual customers who need everyday banking services.

Notable in Nigeria’s fintech market, it operates as the country’s largest merchant acquirer and reports 10,000,000+ business and individual accounts, with disclosed scale metrics including 26M payments processed daily and $17B TPV monthly. Founded in 2019, it also lists regional options including Nigeria and Kenya on its site, indicating broader emerging-market reach.

As of Jun 29, 2026, Moniepoint is rated 4.6 on the App Store from 14.5K reviews and 4.6 on Google Play from 235.3K reviews with 10M+ installs.