Millennium bim
A retail banking portal for individuals in Mozambique offering accounts, cards, loans, insurance, digital banking apps, alerts, statements, and FX rates.
Millennium bim Product Overview
Is Millennium bim Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Mozambique residents
- Everyday personal banking
What It Does Well
- Savings accounts
- Physical bank cards
Things to Check
- App features offered
- Alert types available
About Millennium bim
Millennium bim is the retail banking portal from Banco Internacional de Moçambique SA, built for individuals in Mozambique who need day to day banking, credit, and digital account access.
Key capabilities include:
- Accounts and savings options (Contas, Poupanças) plus packaged Soluções for common life goals such as Abrir Conta, Poupar, Ter Carro, Ter Casa, Viajar, Estudar, and Proteger a Família
- Cards and online payment security, including debit and credit card information and support for Verified by Visa for safer e commerce payments
- Personal credit tools, including a Crédito Funcionário Público simulator that helps eligible customers estimate repayment conditions (with a note that simulations may exclude fees and require approval)
- Digital banking channels that centralize access to Smart IZI, Millennium IZI, Internet Banking login, Pay IZI, Extracto Digital, and Gestão de Alertas for tracking account movements
Available on Web and via mobile apps on Android and iOS (Smart IZI).
Targeted at B2C retail banking customers in Mozambique who want to manage accounts, cards, payments, and borrowing through online and mobile channels.
Notable in the Mozambican market for publishing up to date FX and benchmark interest rate tables and for highlighting external recognition such as Global Finance's "Best Bank in Mozambique 2019" (as cited on the site).
Millennium bim Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Millennium bim is rated 4.1 on the App Store from 16 reviews and 4.1 on Google Play from 9.2K reviews with 1M+ installs.
Recent Reviews for Millennium bim
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Millennium bim Founders & Leadership Team
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Latest Millennium bim News & Updates
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Frequently Asked Questions About Millennium bim
Millennium bim is the retail banking service of Banco Internacional de Moçambique for individual customers, offering current and savings accounts, cards, loans, insurance, and goal‑based financial solutions. You access and manage these products through branches, ATMs, internet banking, and digital channels like Smart IZI, Millennium IZI, Pay IZI, alerts, and digital statements.
Pricing varies by account, card, loan, and service, and is documented in the bank's official price lists (Preçário Completo and Preçário Simplificado). Internet Banking subscription and usage are indicated as free, with lower‑cost transactions via this channel, while standard banking fees and interest rates apply according to the published price lists and rate tables.
Millennium bim's retail offering described here operates primarily in Mozambique, serving customers through a national branch network and digital channels designed for the Mozambican market.
To sign up, you first open a personal account with Millennium bim (at a branch or via the guided "Abrir Conta" process), then you can enable digital channels like Internet Banking, Smart IZI, and Millennium IZI using the instructions in your account documentation. For Smart IZI, for example, you download the app, join the service with your registered phone number and account, then confirm and activate access using a PIN obtained at a Millennium bim ATM.
Yes, Millennium bim is available on iOS and Android. You can download Millennium bim on the App Store for iPhone, or get it on Google Play for Android.
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