Millennium bim
A retail banking portal for individuals in Mozambique offering accounts, cards, loans, insurance, digital banking apps, alerts, statements, and FX rates.

Is Millennium bim right for you?
Best for
- Mozambique individuals
- Everyday banking needs
- Card-based spending
- Personal loan seekers
- Insurance add-ons
What it does well
- Account management
- Physical cards
- Loan products
- Insurance options
- FX rate updates
Things to check
- Mobile app features
- Alert types
- Statement export options
- Loan eligibility rules
- Card delivery details
Millennium bim is the retail banking portal from Banco Internacional de Moçambique SA, built for individuals in Mozambique who need day to day banking, credit, and digital account access.
Key capabilities include:
- Accounts and savings options (Contas, Poupanças) plus packaged Soluções for common life goals such as Abrir Conta, Poupar, Ter Carro, Ter Casa, Viajar, Estudar, and Proteger a Família
- Cards and online payment security, including debit and credit card information and support for Verified by Visa for safer e commerce payments
- Personal credit tools, including a Crédito Funcionário Público simulator that helps eligible customers estimate repayment conditions (with a note that simulations may exclude fees and require approval)
- Digital banking channels that centralize access to Smart IZI, Millennium IZI, Internet Banking login, Pay IZI, Extracto Digital, and Gestão de Alertas for tracking account movements
Available on Web and via mobile apps on Android and iOS (Smart IZI).
Targeted at B2C retail banking customers in Mozambique who want to manage accounts, cards, payments, and borrowing through online and mobile channels.
Notable in the Mozambican market for publishing up to date FX and benchmark interest rate tables and for highlighting external recognition such as Global Finance’s “Best Bank in Mozambique 2019” (as cited on the site).
As of Jul 6, 2026, Millennium bim is rated 4.1 on the App Store from 16 reviews and 4.1 on Google Play from 9K reviews with 1M+ installs.
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