A web and API platform that helps banks, MFIs, digital lenders, and fintechs assess credit risk, affordability, and financial health using e-statements.

Manka Product Overview

Is Manka Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Banks in Tanzania
  • Microfinance lenders

What It Does Well

  • E-statement analysis
  • Credit risk scoring

Things to Check

  • E-statement source coverage
  • KYC checks included

About Manka

Screenshot of Manka website

Manka is a B2B fintech platform for Financial Service Providers (FSPs) that evaluates credit risk and financial health using bank and mobile-money e-statements.

Key capabilities include:

  • Ask Manka™: an interactive interface for querying financial data and getting data-driven insights for underwriting and due diligence.
  • AI credit scoring: assesses creditworthiness, affordability, and risk based on statement-derived financial behaviour.
  • Fraud detection: flags tampered e-statements to reduce exposure to manipulated applicant data.
  • Financial analysis and visuals: extracts 300+ data points from a single e-statement and converts inflows, outflows, and activity patterns into clear visual insights.

Available on Web and via API (developer docs: https://docs.manka.tz/).

Target users include banks, microfinance institutions, digital lenders, fintechs, and organisations offering Buy Now, Pay Later, plus development partners, NGOs, and public or private entities involved in financial services.

It is particularly relevant in Tanzania, with documentation for statement analysis covering providers such as CRDB, NMB, M-Pesa, TigoPesa, Airtel, and HaloPesa, and the website states it is trusted by 30+ institutions. The product is associated with Black Swan, which positions its work as credit infrastructure for financial institutions across Africa.

Manka Facts

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Pricing & Fees
Variable pricingA usage-based Pay As You Go wallet deducting TZS 2,500 per statement analysis alongside customized Enterprise and Dedicated In-House subscription tiers.

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Frequently Asked Questions About Manka

Manka is a web and API platform for financial service providers. It analyzes bank and mobile-money e-statements to assess credit risk, affordability, fraud risk, and financial health, using extracted financial data and behavioral insights.

Manka operates in Tanzania.

No native Android or iOS app has been verified. Manka is available on the web and through its API.

Manka is best suited for banks, microfinance institutions, digital lenders, fintechs, Buy Now, Pay Later providers, and other organizations involved in financial services.

You can contact Manka at info@bsa.ai.

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