Kwikpik

Kwikpik is a multi-currency wallet app for individuals and businesses in Africa that helps users automate recurring bills, pay essentials with fiat or stablecoins, and send and receive money quickly.

Key capabilities include:

• Automated and scheduled bill payments for recurring essentials such as electricity, data, and subscriptions, with options to pay instantly or set it once and let payments run on schedule
• Instant transfers across fiat and crypto, designed for near-instant sending and receiving with no hidden fees (some transactions may include small network or processing charges)
• Multi-currency storage that supports local currency (including Naira) and stable digital dollars for storing value and paying from anywhere
• Rewards on bill payments, allowing users to earn rewards when paying bills in the app

Available on Android and iOS.

It serves B2C users managing personal bills and transfers, and B2B2C users including merchants, riders, and businesses using its payments and logistics-related tools.

In the Nigerian market, it is notable for operating with banking and payment processing via partners (Nombank, Paystack, Flutterwave) that are regulated by the Central Bank of Nigeria (CBN), with fiat deposits insured by NDIC through partnered banking providers. It also offers a non-custodial cryptocurrency wallet (users control private keys), states , and lists in Canada for AML/CTF compliance.