Kwikpik

Kwikpik is a smart payment wallet that helps users schedule and automate everyday spending using fiat and stablecoin.

Kwikpik is a payment wallet and logistics management system (LMS) that enables consumers, riders, and businesses to schedule and automate bill payments, money transfers, last-mile delivery, food ordering, and everyday commerce using fiat and stablecoin in underserved markets such as Africa and beyond.

Key Capabilities Include:

• Smart Payments: Schedule and automate recurring bills, transfers, and subscriptions using fiat or stablecoins.
• Integrated LMS: End-to-end delivery tracking, rider dispatching, and escrow-based digital payments designed to reduce reliance on cash on delivery.
• Business Automation: Tools for enterprises to handle bulk payouts, vendor reconciliation, and distributed courier network management at scale.

By combining consumer digital wallets with programmable logistics infrastructure, Kwikpik aims to support how payments for last-mile logistics and digital spending are managed across Africa.

Available on Android, iOS, and via API. Kwikpik API Documentation link: https://docs.kwikpik.io/

It serves B2C users managing personal bills and transfers, and B2B2C users including merchants, riders, and businesses using its payments and logistics-related tools.

In the Nigerian market, it is notable for operating with banking and payment processing via partners (Nombank, Paystack, Flutterwave) that are regulated by the Central Bank of Nigeria (CBN), with fiat deposits insured by NDIC through partnered banking providers. It also offers a non-custodial cryptocurrency wallet (users control private keys), states NDPR compliance, and lists FINTRAC MSB registration (C10001540) in Canada for AML/CTF compliance.