Kayko

Kayko is a POS and business management platform for small to medium businesses in Rwanda that need to process sales, manage stock, control expenses, and handle payments.

Key capabilities include:

• POS checkout and receipts: record every transaction and generate RRA-approved EBM receipts for compliant sales documentation.
• Inventory tracking: monitor stock levels in real time and reduce shortages with low-stock alerts.
• Expenses and reporting: log business expenses and use financial reports and performance insights to understand business health.
• Payment handling: accept multiple payment methods including MoMoPay, Airtel Money, M-Pesa, bank transfers, and cash.

Available via Kayko Web for back-office management, plus POS hardware options including Kayko Lite (mobile), Kayko Serve (handheld), Kayko Counter (countertop), and Kayko Terminal (for volume transactions). Android and iOS availability are provided for the mobile devices.

Designed for Rwandan SMEs such as retail shops, mini markets, coffee shops, clothing stores, salons, repair shops, pharmacies, hospitality venues, and service providers, including teams that need staff performance tracking, sales analytics, and multi-location oversight.

Notable in Rwanda for supporting RRA-approved EBM receipts, offering local onboarding (verification, integration, and team training), and being used by 5,000+ Rwandan businesses (the website also states trust from over 10,000 businesses and partners).

As of Jun 29, 2026, Kayko is rated 5.0 on the App Store from 1 review and 4.7 on Google Play from 22 reviews with 10K+ installs.