Kaleidofin

Kaleidofin is a fintech platform for financial institutions that need to offer inclusive lending, credit assessment, and customer engagement for underbanked and informal sector customers.

Key capabilities include:

• Lending as a service to support co-lending and direct assignment, securitization, and BC lending at scale, backed by LOS, LMS, and middleware components for partner integrations.
• Credit assessment tools designed for informal-sector lending where traditional bureau checks can fail, including ki score (an AI/ML credit decisioning model built on 30M+ data points) and ki view for risk management, portfolio monitoring, customer journey tracking, and impact metrics.
• Customer engagement features for delivering all-in-one finance solutions across savings, credit, and insurance, plus omni-channel customer connect via text, voice, and video to support assisted and remote interactions.

Available on Web with API access (API docs available).

Target users include banks, NBFCs, MFIs, and other financial institutions delivering B2B and B2B2C financial services.

Notable in the Kenya and broader East Africa context, the platform targets financial inclusion use cases and reports 8.88M+ customers and $8.7B+ loans underwritten based on ki score. It is ISO certified for data security and lists SEBI registration (INA200009874), which may matter to institutions evaluating governance and compliance posture for platform partnerships.