Question 1

What is Cladfy and how does it work?

Accepted Answer

Cladfy is an AI-powered last-mile lending infrastructure platform that helps microfinance lenders, SACCOs, cooperatives, and fintechs manage loans end to end and score borrowers using alternative data. It works through a web-based core lending system plus REST APIs that handle origination, credit scoring from mobile money and bank statements, risk assessment, and portfolio analytics.

Question 2

What countries does Cladfy operate in?

Accepted Answer

Cladfy focuses on emerging markets, particularly Sub-Saharan Africa, with a strong presence in Kenya where it is headquartered, and it supports microlenders and SMEs across the region.

Question 3

How do I sign up for Cladfy?

Accepted Answer

You can sign up by creating an account at app.cladfy.com, for example to set up a Microlender account, or you can contact the team at info@cladfy.com to get access to other products and discuss onboarding.

Question 4

Does Cladfy have a mobile app?

Accepted Answer

Cladfy is available on the web and via APIs, and there is no verified information that it offers a dedicated Android or iOS mobile app.

Question 5

Who is Cladfy best suited for?

Accepted Answer

Cladfy is best suited for microfinance lenders, SACCOs, cooperatives, fintechs, and other microlenders that serve individuals, merchants, and SMEs in the informal sector, especially in emerging markets and Sub-Saharan Africa.

Question 6

How do I contact Cladfy support?

Accepted Answer

You can contact Cladfy support by emailing info@cladfy.com or calling their listed support numbers during business hours, and you can also book a meeting with the team if needed.

Question 7

Does Cladfy have a plan for teams or businesses?

Accepted Answer

Yes, Cladfy is designed for organizational use by lending teams and businesses, including microfinance institutions, SACCOs, cooperatives, and fintechs, rather than individual consumers.

Question 8

Does Cladfy offer an API or integrations?

Accepted Answer

Yes, Cladfy offers an API-first platform with RESTful APIs for its products, along with public API documentation and integration support for web, mobile, and existing systems.

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