Question 1

What is Flowt and how does it work?

Accepted Answer

Flowt is an AI-powered fintech platform that provides unsecured working capital financing to climate-smart small and growing businesses in Africa using verified financial data. You connect your bank and M-Pesa statements or accounting tools so Flowt can run a financial health check, generate key metrics, assess financing readiness, and then match you with working capital loan offers from partner financial institutions.

Question 2

What countries does Flowt operate in?

Accepted Answer

Flowt is headquartered in Nairobi and is actively operating in Kenya, serving climate-smart small businesses there through local financial institution partnerships. It positions itself to serve climate-smart SMEs across Africa, but specific country operations beyond Kenya are not clearly listed.

Question 3

How do I sign up for Flowt?

Accepted Answer

You can sign up for Flowt by visiting the Flowt website and starting the financial health check and onboarding process as a business or lender, which will include connecting your financial data and completing basic KYC/KYB information. If you need help getting started, you can reach out to the team by email.

Question 4

Does Flowt have a mobile app?

Accepted Answer

Flowt is available as a web-based platform. Availability of native mobile apps for Android or iOS has not been specified, so it should be considered web-only for now.

Question 5

Who is Flowt best suited for?

Accepted Answer

Flowt is best suited for formal-sector, climate-smart small and growing businesses in Africa that need unsecured working capital financing, for example in green manufacturing, agri-processing, distributed renewable energy, or clean cooking. It is also designed for lenders, investors, and grantmakers who want tools to find, assess, and monitor these businesses and portfolios.

Question 6

How do I contact Flowt support?

Accepted Answer

You can contact Flowt support by emailing handel@flowt.africa, info@flowt.africa, or elana@flowt.africa. These addresses can be used for general inquiries, onboarding questions, or support with your account and financing.

Question 7

Does Flowt have a plan for teams or businesses?

Accepted Answer

Yes, Flowt is built for teams and businesses rather than individual consumers. It provides working capital facilities and financial intelligence tools specifically for climate-smart SMEs and for organizations that finance them.

Question 8

Does Flowt offer an API or integrations?

Accepted Answer

Flowt offers integrations with accounting tools such as QuickBooks, Zoho, and Odoo, and can ingest bank and M-Pesa statements to power its financial health checks and due diligence workflows. Availability of a public API is not documented, so you should assume there is no open self-serve API and contact Flowt directly if you have specific integration needs.

Discover Products, Get Discovered.