Breet — Crypto & Stablecoins Payment API for African Businesses 
100% match
Get a personal loan to your bank account in minutes
JaraMoni
JaraMoni is a licensed Nigerian lending app by Evandale Lending Ltd, offering short-term personal loans of ₦3,000-₦300,000 repayable over 90-365 days.
JaraMoni Product Overview
Is JaraMoni Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian salary earners
- Emergency cash needs
What It Does Well
- Instant loan access
- Small to mid loans
Things to Check
- Eligibility requirements
- Interest and fees
About JaraMoni
JaraMoni is a licensed digital lending app operated by Evandale Lending Ltd, a company based in Ogba, Lagos State, Nigeria. It lets Nigerian residents apply for and receive short-term personal loans directly from their mobile phones, without physical paperwork or collateral.
Loan amounts range from approximately 3,000 NGN to 300,000 NGN, with repayment periods between 90 and 365 days and annualized interest rates of roughly 12% to 36%. Applicants must be at least 18 years old, hold a Nigerian Bank Verification Number (BVN), have a Nigerian bank account, and show proof of a stable source of income.
To use the service, users download the app from the Apple App Store or Google Play, register with a Nigerian mobile number, submit basic personal and income details, then choose a loan amount and repayment term. Once approved, funds are disbursed directly to the applicant's linked bank account.
JaraMoni is available on Android and iOS and is aimed primarily at Nigerian consumers who need quick access to short-term personal credit for needs such as medical expenses, emergencies, or everyday purchases.
JaraMoni Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
Pricing & Fees
Variable pricingPersonal loans of ₦3,000–₦300,000, repayable over 90–365 days, with annualized interest of approximately 12%–36% depending on loan amount and term.
As of Oct 5, 2026, JaraMoni is rated 4.3 on Google Play from 3K reviews with 100K+ installs.
Recent Reviews for JaraMoni
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work0 reviews
5-star
0%
4-star
0%
3-star
0%
2-star
0%
1-star
0%
No reviews yet. Be the first to review this product.
Frequently Asked Questions About JaraMoni
JaraMoni appears to be an instant cash loan app. The available information shows that users download the app, register, submit personal and income details, and, if approved, receive funds in a linked bank account.
JaraMoni charges interest instead of flat fees. Loans range from about ₦3,000 to ₦300,000 with an annualized interest rate of roughly 12%-36%, depending on the loan amount and repayment term (90-365 days).
JaraMoni is confirmed for Nigeria. The available app listings state that users must be Nigerian residents and provide a Nigerian mobile number, BVN, and Nigerian bank account.
Users sign up in the JaraMoni app by downloading it, registering with a Nigerian mobile number, and entering basic personal and income details.
Yes, JaraMoni has a mobile app for iPhone and Android.
Is JaraMoni Your Product?
Claim this listing to keep its information fresh and reply to reviews.
Promptmonitor
Promptmonitor — Track, measure, and improve how AI recommends your brand.