Hygeia HMO

Hygeia HMO is a health insurance provider in Nigeria that offers paid health plans for individuals, families, expecting mothers, senior citizens, SMEs, and corporate organisations.

Key capabilities include:

• Multiple plan types and tiers across individual (HyEase, HyBasic, HyPrime, HyPrime Plus, HyPrime Exclusive), family (HyBasic Family, HyPrime Family), maternity (HyMat, HyMat Plus), senior (Senior Mini, Senior Midi, Senior Premium), SME (HyStarter, HyStarter Premium), and corporate (HyDeal, HyLite, HyBrid, HyValue, HyEnhanced, HyLeague) coverage.
• Provider discovery through a Provider Directory to help members find hospitals and clinics within its network.
• Member resources and self-service information, including a health blog, FAQs, e-library, chronic drug register, and downloadable forms.
• Referral incentives via a Refer and Earn programme, plus a HyDirect portal for providers to log in.

Pricing uses monthly and annual premiums depending on plan, for example HyBasic at N55,590/year (N5,450/month) and HyStarter at N50,796/year (N4,980/month); senior and higher tiers list higher annual premiums (e.g., Senior Premium at N865,266/year).

Available on Web and Android (Google Play).

Target users include Nigerian consumers and sponsors buying coverage for others, HR and operations teams in SMEs, and benefits administrators in corporate organisations.

Notable in the Nigerian market context, it is regulated by the National Health Insurance Scheme (NHIS) and was first accredited by NHIS in 2005, supporting structured access to healthcare through a nationwide provider network.