Housing Finance Bank

A Ugandan commercial bank offering savings and current accounts, personal and business loans, home loans, treasury bills and bonds, forex, cards, and mobile banking.

Housing Finance Bank Product Overview

Is Housing Finance Bank Right for You?

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Best For

  • Ugandan bank customers
  • Salary earners

What It Does Well

  • Savings and current accounts
  • Personal and business loans

Things to Check

  • Mortgage deposit needed
  • Loan repayment terms

About Housing Finance Bank

Screenshot of Housing Finance Bank website

Housing Finance Bank is a Ugandan commercial bank serving individuals and businesses with a focus on housing finance, alongside everyday retail and business banking.

Key capabilities include:

  • Accounts and deposits: savings accounts and current accounts, plus access to branch and ATM services.
  • Loans and mortgages: Swift Loan, Salary Loan, Pearl Overdraft, and housing-focused products such as home loans, incremental housing loans, and land loans, supported by an online mortgage calculator.
  • Investments and treasury services: ability to buy treasury bills and buy treasury bonds through the bank’s treasury services portal.
  • Payments and international services: digital banking channels, foreign exchange (forex) services, and Mastercard card options.

Available on Web and Android (mobile banking app).

Target audience: B2B2C, including personal customers, SMEs, corporate clients, and organisations managing staff or customer banking needs.

Notable in Uganda for its stated focus on housing finance, and for publishing key trust signals on its website, including regulation by the Bank of Uganda and deposit protection via the Deposit Protection Fund of Uganda (up to UGX 10 million).

Housing Finance Bank Facts

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As of Sep 28, 2026, Housing Finance Bank is rated 3.0 on the App Store from 6 reviews and 4.0 on Google Play from 797 reviews with 100K+ installs.

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Frequently Asked Questions About Housing Finance Bank

Housing Finance Bank is a Ugandan commercial bank that offers savings and current accounts, loans, home financing, treasury services, forex, cards, and mobile banking. It is focused on housing finance for individuals and businesses in Uganda.

Housing Finance Bank operates in Uganda.

You can sign up through Housing Finance Bank’s branches or online channels, depending on the product you want to open. If you need a specific account or loan, the bank’s website and contact center can guide you through the required steps.

Yes, Housingfinance is available on Android. Get Housingfinance on Google Play for Android.

It is best suited for individuals, SMEs, corporate clients, and organizations in Uganda that need banking services with a focus on housing finance and mortgages.

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