Hook
A Nigeria-focused app and website for selling and redeeming 30+ gift cards for Naira, checking rates, earning rewards, and paying utility bills with fast payouts.

Is Hook right for you?
Best for
- Nigerians with gift cards
- People needing Naira cash
- Utility bill payers
- Reward seekers
- Gift card traders
What it does well
- Gift card to Naira
- 30+ gift cards supported
- Live rate checking
- Utility bill payments
- Fast payouts
Things to check
- Supported gift card brands
- Rate calculation details
- Rewards rules
- Billers and services covered
- Web vs app features
Hook is a Nigeria-focused platform for individuals who want to sell or redeem gift cards for Naira cash and handle utility bill payments in one place.
Key capabilities include:
- Gift card trading and redemption across 30+ card types, including Steam, Razer Gold, Apple iTunes, Amazon, Google Play, Xbox, Visa, Walmart, and Nike
- Rate Calculator to check gift card values in Naira before trading
- Bill payments for utilities, with tools to organise and pay bills from the same account
- Rewards for trading on daily, weekly, and monthly activity
Available on Android and iOS.
It is built for B2C users in Nigeria, especially consumers converting unused gift cards to cash or paying recurring bills.
Notable in the Nigerian market context, the company states it is a registered gift card trading company established in 2019 and reports serving 100,000+ customers with 2M+ transactions, with app store reviews frequently mentioning speed, ease of use, and reliability.
As of Jul 6, 2026, Hook is rated 2.8 on the App Store from 18 reviews and 3.9 on Google Play from 158 reviews with 10K+ installs.
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