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Hiwallet
A Nigeria-focused Android loan app for individuals and micro-businesses to apply for digital credit, verify identity, and receive funds in a bank account.
Hiwallet Product Overview
Is Hiwallet Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian individuals
- Micro-business owners
What It Does Well
- Digital loan applications
- Fast loan decisions
Things to Check
- Loan limits
- Repayment terms
About Hiwallet
Hiwallet is a Nigeria-focused digital credit app for individuals and micro-businesses that want to apply for secured, instant loans and receive disbursement directly to a bank account.
Key capabilities include:
- Fast digital loan application with an online approval flow designed to reduce paperwork
- Flexible credit limits from NGN 5,000 to NGN 500,000
- Repayment terms ranging from 91 days to 365 days, with flexible repayments
- Identity verification using BVN/NIN
Available on Android.
Targeted at Nigerian residents, including eligible individuals and micro-businesses seeking short-term credit without collateral.
Notable in the Nigerian lending market for publishing key borrowing terms in its app listing, including a 0% service fee and a stated maximum APR of 24% to 36% per annum, and for identifying its operator as Corestone Technology Nigeria Limited. Support contact: services@hiwalletng.com.
Hiwallet Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
Official Links
What it does
As of Sep 23, 2026, Hiwallet is rated 4.1 on Google Play from 287 reviews with 100K+ installs.
Recent Reviews for Hiwallet
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work3.6
Great · 1 review
5-star
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100%
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How is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews work
Collins Okpala
NG · 12 reviews
Sep 29, 2026
Visited the website, tried accessing the app via the link but it isn't currently on playstore
Frequently Asked Questions About Hiwallet
Hiwallet is a Nigeria-focused Android loan app that lets individuals and micro-businesses apply for instant digital credit, verify their identity using BVN or NIN, and receive approved funds directly into a linked bank account. You download the app, sign up with your Nigerian mobile number, complete identity verification, then apply for a credit limit and, if approved, the loan is disbursed to your bank account.
Hiwallet is a paid loan service that charges interest on borrowed amounts, with a stated maximum APR of about 24% to 36% per year and a 0% service fee. You only pay the loan principal plus interest according to your approved terms.
Hiwallet operates in Nigeria. The service and eligibility are targeted at Nigerian residents with valid local bank accounts.
To sign up for Hiwallet, download the Hiwallet app from the Google Play Store, register with your active Nigerian mobile phone number, and complete the BVN/NIN identity verification process. After registration and verification, you can apply for a loan within the app.
Yes, Hiwallet is available on Android. Get Hiwallet on Google Play for Android.
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