Flowteller
A last-mile merchant and agent network that helps fintechs, SMBs, and enterprises deliver in-person digital services, including payments and ticket sales, across Africa.

Is Flowteller right for you?
Best for
- Fintech agent rollouts
- SMBs needing cash points
- Enterprises needing agent reach
- In-person ticket sales
- Offline-first customers
What it does well
- Agent network in Tanzania
- Merchant-led service hubs
- In-person digital payments
- Ticket sales at merchants
- Last-mile service delivery
Things to check
- Agent locations and density
- Payment types supported
- Ticketing partners supported
- POS hardware requirements
- Integration options
Flowteller is a Tanzanian last-mile network platform for fintechs, businesses, and enterprises that need local merchants and agents to deliver digital services in person to end customers.
Key capabilities include:
- Merchant and agent network deployment, enabling businesses to reach customers through community-based service points
- In-person transactions, where merchants process payments and support other digital services for everyday consumers
- Ticket sales via merchants, helping partners distribute and sell tickets offline through local shops
- POS terminal enablement, including deployment of tools and mini-apps on POS devices to support service delivery and new merchant revenue streams
Available on Web and Android (including an Android app listed as “Flowteller Service Point”).
It is designed for a B2B2C model, serving fintechs and other organisations that want to expand distribution without building a physical branch network, while merchants act as on-the-ground operators.
Flowteller is notable in the African context for focusing on Africa’s offline population and community commerce in Tanzania and beyond, using an agent-based model to bring digital services closer to customers and create local economic value.
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