A Tunisia-focused digital wallet and banking app for individuals and professionals to open a free current account with RIB, send transfers, pay bills, and use Visa cards.

Screenshot of Flouci website

Is Flouci right for you?

Best for

  • Tunisia residents
  • Freelancers in Tunisia
  • Small business owners
  • Everyday bill payers
  • Visa card users

What it does well

  • Free current account
  • RIB account details
  • Local transfers
  • Bill payments
  • Virtual and physical Visa

Things to check

  • Visa card fees
  • Transfer limits
  • Billers supported
  • QR payment acceptance
  • Business account features

Flouci is a Tunisia-based digital wallet and banking services app for individuals, freelancers, and businesses that want to manage payments, transfers, and everyday money tasks from a mobile phone.

Key capabilities include:

  • Free current account with RIB opened in-app, designed to avoid branch visits and account maintenance fees
  • Payments and daily services such as QR code payments (online, at TPE, and in-store), bill payments (STEG, SONEDE), phone recharges (Ooredoo, Orange, Tunisie Télécom), and donations
  • Money transfers including wallet-to-wallet sends using a phone number or name, interbank transfers to any RIB, and scheduled transfers for recurring payments
  • Visa debit cards with 1 physical card and 1 virtual card per account; the physical card can be delivered to the door, and users can also withdraw cash at ATMs with or without a card (via an in-app code)

Available on Web, Android, iOS, and developer documentation for payment APIs.

Built for B2C users (including students and parents) and B2B users (freelancers, auto-entrepreneurs, and enterprises) in Tunisia.

Notable in the Tunisian fintech market for being approved by the Banque Centrale de Tunisie and for operating through regulated bank partnerships (Flouci is not a bank). The service reports 200,000+ app downloads and 250,000+ accounts, and it has been cited as part of Forbes’ 2025 MENA fintech selection and the Visa Accelerator Program.

As of Jun 22, 2026, Flouci is rated 4.6 on the App Store from 152 reviews and 4.3 on Google Play from 12.1K reviews with 500K+ installs.

Phone:+216 31 334 400
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